Duval County property record for 355 W 3rd St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 2019 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,656 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 170873-1000 |
| Primary APN | 170873-1000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,391 sqft |
| 1st Floor Area | 1,720 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,240 sqft (0.281 acres) |
| Lot Dimensions | 102 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 434 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 237 sqft |
| Deck Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 355 W 3RD ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG |
| Legal Description | 18-34 17-2S-29E .281 ATLANTIC BEACH SEC H LOTS 5,6 BLK 106 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | ATLANTIC BEACH SEC H |
| Legal Block | 106 |
| Legal Lot Number | 5,6 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 13902 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 355 W 3RD ST, ATLANTIC BEACH, FL 32233-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK |
| Apr 20, 2020 | Deed of Trust, Construction Loan · Construction Mortgage HANCOCK WHITNEY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2009 |
| Deed Sale | Aug 21, 2009 |
| Prior Sale | Aug 4, 2009 |
| Deed Document Number | 2009201514 |
| Deed Book / Page | 14980 / 2096 |
| Prior Transfer Date | Aug 20, 2009 |
| Prior Transfer Doc | 0149802096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 355 W 3RD ST, ATLANTIC BEACH, FL 32233-2507 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 355 W 3RD ST, ATLANTIC BEACH, FL 32233-2507 |
| Document Number | 0216231361 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 21623/1361 |
| Instrument | 2025218633 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 355 W 3RD ST, ATLANTIC BEACH, FL 32233-2507 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 355 W 3RD ST, ATLANTIC BEACH, FL 32233-2507 |
| Document Number | 0199300188 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 19930/188 |
| Instrument | 2021252292 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 20, 2020 |
| Property Address | 355 W 3RD ST, ATLANTIC BEACH, FL 32233-2507 |
| Document Number | 0191800262 |
| Book / Page | 019180 / 000262 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 84820 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 355 W 3RD ST ATLANTIC BEACH FL 322332507, ATLANTIC BEACH, FL 32233-2507 |
| Document Number | 191800262 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 019180/000262 |
| Instrument | 84820 |
| Name | HANCOCK WHITNEY BK |
|---|---|
| Address | GULFPORT, MS 39502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,515 (+2.7%) | $563,815 (-2.06%) Land $223,621 Building $340,194 | |
| 2025 | $4,656.00 (+1.99%) Homeowner's exemption Widower's exemption | $316,958 (+5.99%) | $575,652 (+7.06%) Land $234,960 Building $340,692 |
| 2024 | $4,565.00 (+2.98%) | ||
| 2023 | $4,433.00 (+6.43%) Homeowner's exemption Widower's exemption | $299,055 (+3.25%) | $537,685 (+16.53%) Land $234,960 Building $302,725 |
| 2022 | $4,165.00 Homeowner's exemption Widower's exemption | $289,643 | $461,411 Land $213,600 Building $247,811 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 53 (1993–2022) |
| Claims Outside the SFHA | 44 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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