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103 W 3rd St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 103 W 3rd St, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,175 sqft · built 1986
Lot Size0.257 acres (11,178 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Jul 2007)
Tax Bill$1,419 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN170869-0060

Property Details

APN / Parcel Number

Primary APN170869-0060

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,175 sqft Living Area
Gross Area1,543 sqft
1st Floor Area855 sqft
Upper Floors Area320 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,178 sqft (0.257 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchUnfinished Open Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address103 W 3RD ST
CityATLANTIC BEACH
StateFL
Zip32233-3307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARG
Legal Description18-34 17-2S-29E SEC H ATLANTIC BEACH LOT 6, LOT 5 BLK 104
Legal Range29E
Legal Township02S
Legal Section17
Legal SubdivisionATLANTIC BEACH SEC H
Legal Block104
Legal Lot Number6,5
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1022
Census Tract13902

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 W 3RD ST, ATLANTIC BEACH, FL 32233-3307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2007 · Amount on Record
Deed SaleJul 27, 2007 · Amount on Record
Prior SaleJun 5, 2002 · Amount on Record
Deed Document Number2007242956
Deed Book / Page14107 / 1530
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address103 W 3RD ST, ATLANTIC BEACH, FL 32233-3307
Document Number0190631828
Instrument DateDec 9, 2019
Transaction TypeMortgage
Record UpdatedJan 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address103 W 3RD ST ATLANTIC BEACH FL 322333307, ATLANTIC BEACH, FL 32233-3307

Mortgage

Document Number0190631828
DateJan 9, 2020
Book Page019063/001828
Instrument6214
Lender
NameALAMEDA MUNICIPAL CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 8, 2035

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,087 (+2.7%)$362,671 (-3.64%) Land $192,796 Building $169,875
2025$1,419.00 (+2.68%) Homeowner's exemption$123,746 (+5.99%)$376,378 (+5.82%) Land $211,200 Building $165,178
2024$1,382.00 (+3.99%)
2023$1,329.00 (+10.38%) Homeowner's exemption$116,757 (+3%)$355,685 (+14.76%) Land $211,200 Building $144,485
2022$1,204.00 Homeowner's exemption$113,357$309,926 Land $192,000 Building $117,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 138 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies138 in force
Nearby Flood Claims53 (1993–2022)
Claims Outside the SFHA44 of 53
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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