355 Vaca Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 355 Vaca Rd, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,144 sqft Living Area
Lot Size	6,000 sqft (0.137 acres)
Occupancy	Owner Occupied
Last Sale	$825,000 (2023)
Tax Bill	$3,535.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00536560-000000`
Alternative APNs	`31604000536560000000` `1660060`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,144 sqft Living Area
1st Floor	1,288 sqft 1st Floor
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1995
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Foundation Type	Block Foundation
Roof Construction	Flat Roof Construction
Roof Material	Metal Roof
Lot Area	6,000 sqft (0.137 acres)
Depth X Width	100 ft x 60 ft Depth x Width

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Fence	Fence
Deck Area	300 sqft Deck
Patio Area	300 sqft Patio
Porch	Finished/Screened Porch
Porch Area	975 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	None Cooling

Location & Zoning

Account Number	1660060
Old Parcel Number	31604000536560000000
Street Address	355 VACA RD
City	KEY LARGO
State	FL
Zip	33037-3112
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 10 LT 4 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR586-858 OR586-859 OR786-790 OR787-1794 OR1195-1198 OR1410-387
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	10
Legal Lot Number	4
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2000
Census Tract	972700

Owner

Source: Monroe County records · APN 00536560-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	355 VACA RD, KEY LARGO, FL 33037-3112
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jan 10, 2022	Warranty Deed, Transfer CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2023 · Amount on Record
Deed Sale	Jun 06, 2023 · Amount on Record
Prior Sale	Jan 10, 2022 · Amount on Record
Deed Doc Number	2420685
Deed Book / Page	3228 / 1825
Record Refreshed	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 06, 2023
Property Address	355 VACA RD, KEY LARGO, FL 33037-3112
Document Number	0032281825
Book / Page	3228 / 1825
Map Reference	MB 4 PG 162
Instrument Date	May 30, 2023
Instrument	2420685
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1485 WATERFORD CT, MARIETTA, GA 30068-1744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 VACA RD, KEY LARGO, FL 33037-3112

Mortgage

Document Number	0032281827
Date	Jun 06, 2023
Instrument	3228/1827

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Jun 01, 2030
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	14%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 10, 2022
Property Address	355 VACA RD, KEY LARGO, FL 33037-3112
Document Number	0031480061
Book / Page	3148 / 61
Map Reference	MB 4 PG 162
Instrument Date	Jan 07, 2022
Instrument	2356244
Transaction Type	Transfer
Record Updated	Feb 02, 2022
Title Company	CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transaction

Amount	Amount Recorded
Tax	$3,815.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1506 SCARLET OAK LN, 1506, BRADENTON, FL 34209-7827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1485 WATERFORD CT, MARIETTA, GA 30068-1744

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$689,253 (+23.84%) Land $610,095 Building $79,158	$689,253 (+23.84%) Land $610,095 Building $79,158
2024	$3,535.00 (-31.41%)
2023	$5,154.00 (+17.72%)	$556,580 (+16.82%) Land $480,600 Building $75,980	$556,580 (+16.82%) Land $480,600 Building $75,980
2022	$4,378.00	$476,458 Land $400,500 Building $75,958	$476,458 Land $400,500 Building $75,958

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

355 Vaca Rd, Key Largo, FL 33037 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Nearby Properties on Vaca Rd

Nearby Streets

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