348 Vaca Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 348 Vaca Rd, Key Largo, FL 33037 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,254 sqft Living Area
Lot Size	6,000 sqft (0.138 acres)
Garage	Covered, 889 sqft
Last Sale	$66,000 (1998)
Tax Bill	$6,977.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00536830-000000`
Alternative APNs	`31604000536830000000` `1660337`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,254 sqft Living Area
1st Floor	1,254 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Concrete Block Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,000 sqft (0.138 acres)
Depth X Width	100 ft x 60 ft Depth x Width
Garage Type	Covered Garage
Garage Area	889 sqft Garage

Exterior Amenities

Deck Area	360 sqft Deck
Patio Area	510 sqft Patio
Porch Area	544 sqft Porch
View	Canal View
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1660337
Street Address	348 VACA RD
City	KEY LARGO
State	FL
Zip	33037-3112
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 10 LT 31 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR179-99 OR372-209 OR706-137 OR760-138 OR771-662 OR1553-383 OR2671-707 OR3254-1119
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	10
Legal Lot Number	31
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2000
Census Tract	972700

Owner

Source: Monroe County records · APN 00536830-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	348 VACA RD, KEY LARGO, FL 33037-3112
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 1998 · Amount on Record
Deed Sale	Dec 29, 1998 · Amount on Record
Prior Sale	Sep 01, 1978 · Amount on Record
Deed Book / Page	1553 / 383
Last Transfer Date	Oct 19, 2023
Transfer Doc	0032541119
Record Refreshed	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Dec 13, 2023
Property Address	348 VACA RD, KEY LARGO, FL 33037-3112
Document Number	0032541119
Book / Page	3254 / 1119
Map Reference	MB 4 PG 162
Instrument Date	Oct 19, 2023
Instrument	2443903
Transaction Type	Transfer
Record Updated	Dec 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	348 VACA RD, KEY LARGO, FL 33037-3112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 VACA RD, KEY LARGO, FL 33037-3112

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$940,650 (+16.38%) Land $610,095 Building $330,555	$940,650 (+16.38%) Land $610,095 Building $330,555
2024	$6,977.00 (+12.13%)
2023	$6,222.00 (+11.63%)	$808,269 (+9.71%) Land $480,600 Building $327,669	$808,269 (+9.71%) Land $480,600 Building $327,669
2022	$5,574.00	$736,747 Land $400,500 Building $336,247	$736,747 Land $400,500 Building $336,247

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.