Clay County property record for 355 Summit Dr, Orange Park, FL 32073 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,049 sqft · built 2003 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,900 (May 2003) |
| Tax Bill | $2,055 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-04-25-007865-009-48 |
| Primary APN | 03-04-25-007865-009-48 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,049 sqft Living Area |
| Gross Area | 2,577 sqft |
| 1st Floor Area | 1,802 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Pool Area | 629 sqft |
|---|---|
| Porch | Open/Unfinished Porch |
| Porch Area | 284 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 355 SUMMIT DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-7621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 HAMMOCK GROVE AS REC OR 2203 PG 1622;2888 PG 475; 3691 PG 1962 & 3907 PG 1020 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | HAMMOCK GROVE |
| Legal Lot Number | 48 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 30206 |
Source: Clay County records · APN 03-04-25-007865-009-48
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 355 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 07, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 26, 2020 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Jul 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2003 · Amount on Record |
| Deed Sale | May 29, 2003 · Amount on Record |
| Deed Document Number | 200333435 |
| Deed Book / Page | 2203 / 1622 |
| Last Transfer Date | Oct 12, 2016 |
| Transfer Doc | 0039071023 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 355 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 355 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Document Number | 0045051545 |
|---|---|
| Date | Sep 07, 2021 |
| Book Page | 4505/1545 |
| Instrument | 2021056128 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 355 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 355 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Document Number | 0043460691 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 4346/691 |
| Instrument | 2020043747 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 355 SUMMIT DR, ORANGE PARK, FL 32073-7621 |
| Document Number | 0042120526 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 355 SUMMIT DR ORANGE PARK FL 320737621, ORANGE PARK, FL 32073-7621 |
| Document Number | 0042120526 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 004212/000526 |
| Instrument | 37303 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 17, 2029 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,055.00 (+5.01%) Homeowner's exemption | $174,927 (+5.99%) | $337,997 (+3.05%) Land $45,000 Building $292,997 |
| 2024 | $1,957.00 (-12.28%) | ||
| 2023 | $2,231.00 (+8.94%) Homeowner's exemption | $165,047 (+3%) | $328,005 (+17.23%) Land $45,000 Building $283,005 |
| 2022 | $2,048.00 Homeowner's exemption | $160,240 | $279,790 Land $40,000 Building $239,790 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190302063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force 9 of 9 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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