351 Summit Dr, Orange Park, FL 32073 Property Records

Clay County property record for 351 Summit Dr, Orange Park, FL 32073 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,790 sqft · built 2006
Lot Size	0.216 acres (9,397 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Apr 2022)
Tax Bill	$6,070 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-25-007865-009-47`

Property Details

APN / Parcel Number

Primary APN	`03-04-25-007865-009-47`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,790 sqft Living Area
Gross Area	3,416 sqft
1st Floor Area	1,310 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,397 sqft (0.216 acres)
Garage Type	Attached
Garage Area	482 sqft
Porch	Enclosed/Finished Porch
Porch Area	334 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	351 SUMMIT DR
City	ORANGE PARK
State	FL
Zip	32073-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 HAMMOCK GROVE AS REC OR 4597 PG 2165
Legal Range	25E
Legal Township	04S
Legal Section	03
Legal Subdivision	HAMMOCK GROVE
Legal Lot Number	47
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3025
Census Tract	30206

Owner

Source: Clay County records · APN 03-04-25-007865-009-47

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	351 SUMMIT DR, ORANGE PARK, FL 32073-7621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 13, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 19, 2022	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Oct 23, 2014 · Amount on Record
Deed Document Number	202224944
Deed Book / Page	4597 / 2165
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	351 SUMMIT DR, ORANGE PARK, FL 32073-7621
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 SUMMIT DR, ORANGE PARK, FL 32073-7621

Mortgage

Document Number	0049820928
Date	Oct 28, 2025
Book Page	4982/928
Instrument	2025050869

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Nov 01, 2065

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	351 SUMMIT DR, ORANGE PARK, FL 32073-7621
Transaction Type	Mortgage
Record Updated	May 09, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 SUMMIT DR, ORANGE PARK, FL 32073-7621

Mortgage

Document Number	0048030720
Date	Mar 13, 2024
Book Page	4803/720
Instrument	2024012107

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	May 01, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 19, 2022
Property Address	351 SUMMIT DR, ORANGE PARK, FL 32073-7621
Document Number	0045972165
Book / Page	4597 / 2165
Map Reference	MB 35 PG 39-42
Instrument Date	Apr 13, 2022
Instrument	2022024944
Transaction Type	Transfer
Record Updated	May 06, 2022
Title Company	PRESTIGE SETTLEMENT AND TITLE SV, PRESTIGE SETMNT & TTL SVCS L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14171 SW 54TH ST, 14171, MIRAMAR, FL 33027-5993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 SUMMIT DR, ORANGE PARK, FL 32073-7621

Mortgage

Document Number	0045972166
Date	Apr 19, 2022
Instrument	4597/2166

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,070.00 (-2.14%) Homeowner's exemption	$438,180 (+2.7%) Land $45,000 Building $393,180	$438,180 (+2.7%) Land $45,000 Building $393,180
2023	$6,203.00 (+117.12%) Homeowner's exemption	$426,640 (+99.93%) Land $45,000 Building $381,640	$426,640 (+16.2%) Land $45,000 Building $381,640
2022	$2,857.00 Homeowner's exemption	$213,396	$367,160 Land $40,000 Building $327,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190302063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 408 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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