355 Silver Sage Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 355 Silver Sage Ln, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,484 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$468,100 (Jun 2018)
Tax Bill	$7,116 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023713-2580`

Property Details

APN / Parcel Number

Primary APN	`023713-2580`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,484 sqft Living Area
Gross Area	4,371 sqft
1st Floor Area	2,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	355 SILVER SAGE LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	81/54-60 CREEKSIDE AT TWIN CREEKS PHASE 1D LOT 258 OR4569/1971
Legal Range	28E
Legal Township	05S
Legal Section	14
Legal Subdivision	CREEKSIDE AT TWIN CREEKS PHASE 1D
Legal Phase	1D
Legal Block	1
Legal Lot Number	258
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2043
Census Tract	20904

Owner

Source: St. Johns County records · APN 023713-2580

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	355 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 27, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Nov 30, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	201845236
Deed Book / Page	4569 / 1971
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	355 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017

Mortgage

Document Number	0056941768
Date	Jan 13, 2023
Book Page	5694/1768
Instrument	2023003587

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	355 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017

Mortgage

Document Number	0050540002
Date	Sep 29, 2020
Book Page	5054/2
Instrument	2020083700

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

June 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 27, 2018
Property Address	355 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017
Document Number	0045691971
Book / Page	4569 / 1971
Map Reference	MB81 PG54-60
Instrument Date	Jun 22, 2018
Instrument	2018045236
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 02, 2022
Title Company	SHEFFIELD & BOATRIGHT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017

Mortgage

Document Number	2018045237
Date	Jun 27, 2018
Instrument	2018045237

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 30, 2017
Property Address	355 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017
Document Number	0044691218
Book / Page	004469 / 001218
Instrument Date	Nov 30, 2017
Instrument	80985
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,205.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9452 PHILIPS HWY #4 JACKSONVILLE FL 322561332, 4, JACKSONVILLE, FL 32256-1332
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,471 (+2.7%)	$528,928 (-5.77%) Land $110,000 Building $418,928
2025	$7,116.00 (+9.16%) Homeowner's exemption	$424,022 (+2.9%)	$561,311 (-8.25%) Land $110,000 Building $451,311
2024	$6,519.00 (+0.91%) Homeowner's exemption	$412,072 (+3%)	$611,762 (+5.9%) Land $120,000 Building $491,762
2023	$6,460.00 (+2.04%) Homeowner's exemption	$400,070 (+3%)	$577,677 (+14.3%) Land $120,000 Building $457,677
2022	$6,331.00 Homeowner's exemption	$388,417	$505,416 Land $100,800 Building $404,616

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 565 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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