St. Johns County property record for 354 Silver Sage Ln, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,637 sqft · built 2018 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $368,355 (Dec 2018) |
| Tax Bill | $6,563 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023713-2510 |
| Primary APN | 023713-2510 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,637 sqft Living Area |
| Gross Area | 3,393 sqft |
| 1st Floor Area | 2,637 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 586 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 185 sqft |
| Patio Area | 349 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 354 SILVER SAGE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81/54-60 CREEKSIDE AT TWIN CREEKS PHASE 1D LOT 251 OR4648/1395 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 14 |
| Legal Subdivision | CREEKSIDE AT TWIN CREEKS PHASE 1D |
| Legal Phase | 1D |
| Legal Block | 1 |
| Legal Lot Number | 251 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 354 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERIS BANK |
| Sep 13, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Dec 3, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST EQUITY MORTGAGE INC |
| Jul 5, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2018 · Amount on Record |
| Deed Sale | Dec 3, 2018 · Amount on Record |
| Prior Sale | Jul 5, 2017 · Amount on Record |
| Deed Document Number | 201886205 |
| Deed Book / Page | 4648 / 1395 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 354 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 354 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017 |
| Document Number | 0051281904 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 5128/1904 |
| Instrument | 2020115829 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 354 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017 |
| Document Number | 0048000559 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 354 SILVER SAGE LN ST AUGUSTINE FL 320959017, ST AUGUSTINE, FL 32095-9017 |
| Document Number | 0048000559 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 004800/000559 |
| Instrument | 70633 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 3, 2018 |
| Property Address | 354 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017 |
| Document Number | 0046481395 |
| Book / Page | 4648 / 1395 |
| Map Reference | MB81 PG54-60 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 2018086205 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332 |
| Name | Verified Name |
|---|---|
| Address | 354 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017 |
| Document Number | 2018086206 |
|---|---|
| Date | Dec 3, 2018 |
| Instrument | 2018086206 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 5, 2017 |
| Property Address | 354 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9017 |
| Document Number | 0043980267 |
| Book / Page | 004398 / 000267 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 45520 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,764.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9452 PHILIPS HWY #4 JACKSONVILLE FL 322561332, 4, JACKSONVILLE, FL 32256-1332 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,308 (+2.7%) | $471,169 (-3.17%) Land $110,000 Building $361,169 | |
| 2025 | $6,563.00 (+9.04%) Homeowner's exemption | $382,968 (+5.99%) | $486,584 (-2.67%) Land $110,000 Building $376,584 |
| 2024 | $6,019.00 (+0.85%) | ||
| 2023 | $5,968.00 (+3.61%) Homeowner's exemption | $361,335 (+5.09%) | $499,949 (+16.19%) Land $120,000 Building $379,949 |
| 2022 | $5,760.00 Homeowner's exemption | $343,819 | $430,296 Land $100,800 Building $329,496 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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