355 Saddleback Cir, Dillard, GA 30537 Property Records

Rabun County property record for 355 Saddleback Cir, Dillard, GA 30537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 1985
Lot Size	0.43 acres (18,607 sqft)
Owner	Individual Name on Record
Last Sale	$399,900 (Sep 2022)
Tax Bill	$4,034 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058A-305`

Property Details

APN / Parcel Number

Primary APN	`058A-305`
Alternative APN	`11039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,694 sqft Heated Area
1st Floor Area	1,694 sqft
Basement Area	1,694 sqft
Unfinished Basement	1,694 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,607 sqft (0.43 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,500 sqft
Deck Area	256 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11039
Street Address	355 SADDLEBACK CIR
City	DILLARD
State	GA
Zip	30537-2678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOT 19 PT 8
Legal Subdivision	SOUTH WOODS AREA PRT 08 SKY VL
Legal Lot Number	19
Jurisdiction	RABUN GA
Township / Civil Division	MOUNTAIN CITY
Census Block Group	1
Census Block	1017
Census Tract	970102

Owner

Source: Rabun County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8812 CROSSWOOD CT, RIVERVIEW, FL 33578-4994
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	Mar 1, 2004 · Amount on Record
Deed Document Number	20221639
Deed Book / Page	A50 / 929
Prior Transfer Date	May 22, 2012
Prior Transfer Doc	000M380494
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RABUN GA
Recording Date	Sep 2, 2022
Property Address	355 SADDLEBACK CIR, DILLARD, GA 30537-2678
Document Number	000A500929
Book / Page	A50 / 929
Instrument Date	Sep 2, 2022
Instrument	2022-001639
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8812 CROSSWOOD CT, RIVERVIEW, FL 33578-4994

Mortgage

Document Number	0000A50931
Date	Sep 2, 2022
Instrument	A50/931

Lender

Name	OCONEE FEDERAL SAVINGS AND LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2020

Tax Assessment & Valuation

Source: Rabun County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Rabun County
Municipality	Sky Valley City
Unified School District	Rabun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,034.00 (+7.98%)	$146,038 (+22.29%) Land $30,000 Building $116,038	$365,095 (+22.29%) Land $75,000 Building $290,095
2023	$3,736.00 (+5.12%)	$119,415 (+19.96%) Land $24,000 Building $95,415	$298,537 (+19.96%) Land $60,000 Building $238,537
2022	$3,554.00	$99,544 Land $21,000 Building $78,544	$248,859 Land $52,500 Building $196,359

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKY VALLEY serves 1,820 people · EPA ID GA2410053
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

4G LTE only, no 5G reported

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