355 Rackley Loop, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 355 Rackley Loop, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,622 sqft · built 1993
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on File
Tax Bill$1,136 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN117-36-000-003.01

Property Details

APN / Parcel Number

Primary APN117-36-000-003.01
Alternative APN
  • 14780

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,622 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area32,670 sqft (0.75 acres)
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number14780
Street Address355 RACKLEY LOOP
CityPONTOTOC
StateMS
Zip38863-7024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.75 AC SW1/4 NE1/4 553-226 1/19/93 568-255 7/14/93
JurisdictionPONTOTOC MS
Township / Civil Division4
Census Block Group4
Census Block4026
Census Tract950400

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address355 RACKLEY LOOP, PONTOTOC, MS 38863-7024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address355 RACKLEY LOOP, PONTOTOC, MS 38863-7024
Transaction TypeMortgage
Record UpdatedFeb 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 RACKLEY LOOP, PONTOTOC, MS 38863-7024

Mortgage

Document Number2019002527
DateJul 9, 2019
Instrument2019002527
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueJun 26, 2024

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,136.00 (+4.12%) Homeowner's exemption$8,559 (-)$85,394 (-) Land $7,550 Building $77,844
2023$1,091.00 Homeowner's exemption$8,559$85,394 Land $7,550 Building $77,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PONTOTOC
serves 9,398 people · EPA ID MS0580006
Water SourceGroundwater
Last State InspectionOct 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Electric Power Association
Fiber
2,000 / 1,000
Fail Telecommunication
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA, Verizon.

Nearby Properties on Rackley Loop

Nearby Streets

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