Pontotoc County property record for 121 Rackley Loop, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,957 sqft · built 1982 |
| Lot Size | 13.3 acres (579,784 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,008 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-36-000-004 |
| Primary APN | 117-36-000-004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,957 sqft Living Area |
| 2nd Floor Area | 413 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 579,784 sqft (13.3 acres) |
| Shed | 1 Shed |
| Shed Area | 640 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 9794 |
|---|---|
| Street Address | 121 RACKLEY LOOP |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-7026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13.31 AC NE1/4 DB 352-746 20112288 6/29/11 20192586 7/12/19 662 308 0210 REM: LEANN HILL MCMULLEN MORGAN SPIVEY |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 950400 |
Source: Pontotoc County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 RACKLEY LOOP, PONTOTOC, MS 38863-7026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 121 RACKLEY LOOP, PONTOTOC, MS 38863-7026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 121 RACKLEY LOOP, PONTOTOC, MS 38863-7026 |
| Document Number | 2018003481 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018003481 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 7, 2028 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,008.00 (+6.22%) Homeowner's exemption Senior Citizen's exemption | $7,595 (+1.97%) | $74,796 (+2.17%) Land $12,951 Building $61,845 |
| 2023 | $949.00 Homeowner's exemption Senior Citizen's exemption | $7,448 | $73,204 Land $13,054 Building $60,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PONTOTOC serves 9,398 people · EPA ID MS0580006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Electric Power Association Fiber | 2,000 / 1,000 |
| Fail Telecommunication Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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