Polk County property record for 355 Pico Ct, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 885 sqft · built 1985 |
| Lot Size | 0.174 acres (7,571 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,000 (Jun 2026) |
| Tax Bill | $2,429 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-19-161343-000570 |
| Primary APN | 24-27-19-161343-000570 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 885 sqft Living Area |
| Gross Area | 1,230 sqft |
| 1st Floor Area | 885 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,571 sqft (0.174 acres) |
| Lot Dimensions | 100 ft deep x 71 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 345 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 355 PICO CT |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | LAKE GIBSON HILLS PHASE THREE PB 75 PG 15 LOT 57 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 19 |
| Legal Subdivision | LAKE GIBSON HILLS PHASE 03 |
| Legal Phase | 3 |
| Legal Tract | 161343 |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12208 |
355 Pico Ct is owned by two individuals who bought it in June 2026.
Source: Polk County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5910 ROBBINS RD, LAKELAND, FL 33810-1855 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer GOLDEN RULE TITLE LLC, GOLDEN RULE TITLE |
| Oct 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | Oct 19, 2023 · Amount on File |
| Deed Document Number | 2026153189 |
| Deed Book / Page | 14053 / 751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 26, 2026 |
| Property Address | 355 PICO CT, LAKELAND, FL 33809-4234 |
| Document Number | 0000153189 |
| Book / Page | 14053 / 751 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026153189 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2026 |
| Title Company | GOLDEN RULE TITLE LLC, GOLDEN RULE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $168,973.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5910 ROBBINS RD, LAKELAND, FL 33810-1855 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 19, 2023 |
| Property Address | 355 PICO CT, LAKELAND, FL 33809-4234 |
| Document Number | 0000247988 |
| Book / Page | 12880 / 873 |
| Map Reference | MB 75 PG 15 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 2023247988 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2023 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2527 JEFFERSON ST N, LEWISBURG, WV 24901-5723 |
| Name | Verified Name |
|---|---|
| Address | 355 PICO CT, LAKELAND, FL 33809-4234 |
| Document Number | 0012880875 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 12880/875 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
The 2025 property tax bill for 355 Pico Ct was $2,429.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,657 (+0.65%) Land $44,000 Building $138,657 | $182,657 (+0.65%) Land $44,000 Building $138,657 | |
| 2025 | $2,429.00 Homeowner's exemption | $181,485 Land $44,000 Building $137,485 | $181,485 Land $44,000 Building $137,485 |
| 2023 | $536.00 (+1.13%) Homeowner's exemption | $67,219 (+3%) | $167,513 (+7.75%) Land $42,000 Building $125,513 |
| 2022 | $530.00 Homeowner's exemption | $65,261 | $155,471 Land $35,000 Building $120,471 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 355 Pico Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 355 Pico Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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