Polk County property record for 331 Pico Ct, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,325 sqft · built 1985 |
| Lot Size | 0.173 acres (7,518 sqft) |
| Owner | Company Name on File |
| Last Sale | $220,000 (Jul 2020) |
| Tax Bill | $3,708 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-19-161343-000600 |
| Primary APN | 24-27-19-161343-000600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| Gross Area | 1,670 sqft |
| 1st Floor Area | 1,325 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,518 sqft (0.173 acres) |
| Lot Dimensions | 105 ft deep x 71 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 345 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|
| Street Address | 331 PICO CT |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | LAKE GIBSON HILLS PHASE THREE PB 75 PG 15 LOT 60 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 19 |
| Legal Subdivision | LAKE GIBSON HILLS PHASE 03 |
| Legal Phase | 3 |
| Legal Tract | 161343 |
| Legal Block | 1 |
| Legal Lot Number | 60 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12208 |
331 Pico Ct is owned by a company that acquired it in July 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
| Vesting | Limited Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Unknown MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Jul 28, 2021 | Intrafamily Transfer, Transfer OS NATIONAL LLC |
| Dec 14, 2018 | Grant Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| May 23, 2017 | Loan Modification, Mortgage · Conventional with PMI SILVERGATE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on File |
| Deed Sale | Jul 8, 2020 · Amount on File |
| Prior Sale | Dec 14, 2018 · Amount on File |
| Deed Document Number | 2020135940 |
| Deed Book / Page | 11291 / 577 |
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 0000195893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 331 PICO CT, LAKELAND, FL 33809-4234 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000218240 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 11857/831 |
| Instrument | 2021218240 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 28, 2021 |
| Property Address | 331 PICO CT, LAKELAND, FL 33809-4234 |
| Document Number | 0000195893 |
| Book / Page | 11822 / 1584 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021195893 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 14, 2018 |
| Property Address | 331 PICO CT, LAKELAND, FL 33809-4234 |
| Document Number | 0106981208 |
| Book / Page | 010698 / 001208 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 259637 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $67,493.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1850 PARKWAY PL #9TH MARIETTA GA 30067, 9TH, MARIETTA, GA 30067 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 331 PICO CT, LAKELAND, FL 33809-4234 |
| Document Number | 0101892057 |
| Book / Page | 010189 / 002057 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Title Company | MAPLES TITLE INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Number | 0101892057 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 010189/002057 |
| Instrument | 123669 |
| Name | SILVERGATE BK |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 331 Pico Ct was $3,708.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,694 (+0.6%) Land $39,000 Building $173,694 | $212,694 (+0.6%) Land $39,000 Building $173,694 | |
| 2025 | $3,708.00 | $211,420 Land $39,000 Building $172,420 | $211,420 Land $39,000 Building $172,420 |
| 2023 | $3,794.00 (+4.52%) | $214,022 (+5.34%) Land $38,000 Building $176,022 | $214,022 (+5.34%) Land $38,000 Building $176,022 |
| 2022 | $3,630.00 | $203,174 Land $32,000 Building $171,174 | $203,174 Land $32,000 Building $171,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 331 Pico Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 Pico Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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