Stafford County property record for 355 Mount Olive Rd, Stafford, VA 22556
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,072 sqft · built 1995 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Mar 2023) |
| Tax Bill | $187 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance Mar 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27A-1B |
| Primary APN | 27A-1B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,072 sqft Living Area |
| Gross Area | 3,732 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 180 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 16475 |
|---|---|
| Street Address | 355 MOUNT OLIVE RD |
| City | STAFFORD |
| State | VA |
| Zip | 22556-6723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | LOT 1B 3.000 AC LAKELAND FOREST |
| Legal Subdivision | LAKELAND FOREST |
| Legal Block | 1 |
| Legal Lot Number | 1B |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | HARTWOOD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10305 |
Source: Stafford County assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 355 MOUNT OLIVE RD, STAFFORD, VA 22556-6723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTED MORTGAGE CAPITAL INC |
| Mar 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jul 18, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION |
| May 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MTG |
| Apr 10, 2019 | Warranty Deed, Transfer COMMERCIAL LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on Record |
| Deed Sale | Mar 27, 2023 · Amount on Record |
| Prior Sale | Jul 18, 2022 · Amount on Record |
| Deed Document Number | 20233153 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 355 MOUNT OLIVE RD, STAFFORD, VA 22556-6723 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240001897 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 240001897 |
| Name | TRUSTED MORTGAGE CAPITAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Mar 27, 2023 |
| Property Address | 355 MOUNT OLIVE RD, STAFFORD, VA 22556-6723 |
| Document Number | 0230003153 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 230003153 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 MOUNT OLIVE RD, STAFFORD, VA 22556-6723 |
| Document Number | 0230003154 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 230003154 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jul 18, 2022 |
| Property Address | 355 MOUNT OLIVE RD, STAFFORD, VA 22556-6723 |
| Document Number | 0220015073 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 220015073 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 MOUNT OLIVE RD, STAFFORD, VA 22556-6723 |
| Document Number | 0220015074 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 220015074 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Aug 1, 2025 |
| Change Frequency | 5 Years |
| Margin | 2 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | May 20, 2019 |
| Property Address | 355 MOUNT OLIVE RD, STAFFORD, VA 22556-6723 |
| Document Number | 190007677 |
| Instrument Date | May 15, 2019 |
| Instrument | 7677 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 MOUNT OLIVE RD STAFFORD VA 225566723, STAFFORD, VA 22556-6723 |
| Document Number | 190007678 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 7678 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Apr 10, 2019 |
| Property Address | 355 MOUNT OLIVE RD, STAFFORD, VA 22556-6723 |
| Document Number | 190005055 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 5055 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6564 LOISDALE CT SPRINGFIELD VA 221501827, SPRINGFIELD, VA 22150-1827 |
| Investor | Possibly a Property Investor |
| Document Number | 190005056 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 5056 |
| Name | COMMERCIAL LNDG |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 9, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187.00 (-95.24%) | $529,000 (+27.13%) Land $130,000 Building $399,000 | $529,000 (+27.13%) Land $130,000 Building $399,000 |
| 2024 | $3,932.00 | ||
| 2023 | $3,932.00 (+12.6%) | $416,100 Land $130,000 Building $286,100 | $416,100 Land $130,000 Building $286,100 |
| 2021 | $3,492.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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