345 Mount Olive Rd, Stafford, VA 22556 Property Records

Stafford County property record for 345 Mount Olive Rd, Stafford, VA 22556

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,155 sqft · built 1999
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Dec 2024)
Tax Bill	$2,768 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27A-1C`

Property Details

APN / Parcel Number

Primary APN	`27A-1C`
Alternative APNs	`027A 1C` `16476`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,155 sqft Living Area
Gross Area	3,855 sqft
Basement Area	1,376 sqft
Finished Basement	1,300 sqft
Unfinished Basement	76 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	68 sqft
Deck Area	508 sqft
Patio Area	508 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16476
Street Address	345 MOUNT OLIVE RD
City	STAFFORD
State	VA
Zip	22556-6723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 1C 3.000 AC LAKELAND FOREST
Legal Subdivision	LAKELAND FOREST
Legal Block	1
Legal Lot Number	1C
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1000
Census Tract	10305

Owner

Source: Stafford County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 MOUNT OLIVE RD, STAFFORD, VA 22556-6723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 7, 2021	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	Sep 10, 2010 · Amount on Record
Deed Document Number	202415470
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Recording Date	Jul 7, 2026
Property Address	345 MOUNT OLIVE RD, STAFFORD, VA 22556-6723
Document Number	0000010047
Instrument Date	Jun 30, 2026
Instrument	202610047
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	345 MOUNT OLIVE RD, STAFFORD, VA 22556-6723

Mortgage

Document Number	0000010047,
Date	Jul 7, 2026
Instrument	202610047

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	5.88%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	345 MOUNT OLIVE RD, STAFFORD, VA 22556-6723
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210015670
Date	May 7, 2021
Instrument	210015670

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.49%

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,768.00 (+1,364.55%)	$571,700 (+28.21%) Land $130,000 Building $441,700	$571,700 (+28.21%) Land $130,000 Building $441,700
2023	$189.00 (-94.59%)	$445,900 Land $130,000 Building $315,900	$445,900 Land $130,000 Building $315,900
2021	$3,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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