355 Main St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 355 Main St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,428 sqft · built 1900
Lot Size	0.744 acres (32,432 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jul 2026)
Tax Bill	$6,443 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`355401 314.05-08-10`

Property Details

APN / Parcel Number

Primary APN	`355401 314.05-08-10`
Alternative APN	`540131400500080100000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	1,788 sqft
2nd Floor Area	640 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	32,432 sqft (0.744 acres)
Lot Dimensions	252 ft deep x 128 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	1,035 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	324 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	355 MAIN ST
City	PHOENIX
State	NY
Zip	13135-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BLOCK 159 072-001-000
Legal Block	8
Legal Lot Number	10.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	1
Census Block	1015
Census Tract	20901

Owner

355 Main St is owned by an individual who bought it in July 2026.

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9469 BIRCH TREE RD, BREWERTON, NY 13029-9406
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICU CREDIT UNION
Jan 7, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 1, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Jan 7, 2022 · Amount on File
Deed Document Number	2026R-2026-006071
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	0000001128
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 14, 2026
Property Address	355 MAIN ST, PHOENIX, NY 13135-2442
Document Number	0000006071
Instrument Date	Jul 14, 2026
Instrument	20266071
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9469 BIRCH TREE RD, BREWERTON, NY 13029-9406

Mortgage

Date	Jul 14, 2026

Lender

Name	AMERICU CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 7, 2022
Property Address	355 MAIN ST, PHOENIX, NY 13135-2442
Document Number	0000000169
Instrument Date	Dec 27, 2021
Instrument	R-2022-000169
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 MAIN ST, 355, PHOENIX, NY 13135-2442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 E CARTER DR, TEMPE, AZ 85282-6702

Mortgage

Document Number	0000000170
Date	Jan 7, 2022
Instrument	R-2022-000170

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 1, 2021
Property Address	355 MAIN ST, PHOENIX, NY 13135-2442
Document Number	0000001128
Instrument Date	Jan 25, 2021
Instrument	R-2021-001128
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Tax	$178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 FAIRWAY DR, 31, DERRY, NH 03038-6195

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	355 MAIN ST, PHOENIX, NY 13135-2442

Tax Assessment & Valuation

The 2026 property tax bill for 355 Main St was $6,443, up 3.3% from the year before.

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,443.00 (+3.34%)
2025	$6,235.00	$125,250 Land $45,000 Building $80,250	$278,333 Land $100,000 Building $178,333
2023		$125,250 Land $45,000 Building $80,250	$227,727 Land $81,818 Building $145,909

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 355 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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