355 E Chilco Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 355 E Chilco Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 2019
Lot Size	5.31 acres (231,434 sqft)
Owner	Individual Name on Record
Last Sale	$638,400 (Jul 2021)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0L3120010020`

Property Details

APN / Parcel Number

Primary APN	`0L3120010020`
Alternative APN	`340293`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	231,434 sqft (5.31 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	340293
Street Address	355 E CHILCO RD
City	RATHDRUM
State	ID
Zip	83858-7227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDERNESS RANCH, LT 2 BLOCK 1 1152N04W
Legal Range	04W
Legal Township	52N
Legal Section	11
Legal Subdivision	WILDERNESS RANCH
Legal Block	1
Legal Lot Number	2
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2004
Census Tract	201

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	355 E CHILCO RD, RATHDRUM, ID 83858-7227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Jun 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Aug 27, 2019	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Aug 27, 2019	Intrafamily Transfer, Transfer NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	20212847599
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	2847599000
Record Updated	Jun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Jul 21, 2021
Property Address	355 E CHILCO RD, RATHDRUM, ID 83858-7227
Document Number	2847599000
Map Reference	MB L GP 312
Instrument Date	Jul 16, 2021
Instrument	2847599000
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 E CHILCO RD, RATHDRUM, ID 83858-7227

Mortgage

Document Number	2847600000
Date	Jul 21, 2021
Instrument	2847600000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Jun 30, 2020
Property Address	355 E CHILCO RD, RATHDRUM, ID 83858-7227
Document Number	2761065000
Map Reference	MB L PG 312
Instrument Date	Jun 25, 2020
Instrument	2761065000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 E CHILCO RD, RATHDRUM, ID 83858-7227

Mortgage

Document Number	2761066000
Date	Jun 30, 2020
Instrument	2761066000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 27, 2019
Property Address	355 E CHILCO RD, RATHDRUM, ID 83858-7227
Document Number	2709093000
Map Reference	MB L PG 312
Instrument Date	Aug 26, 2019
Instrument	2709093000
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 E CHILCO RD, RATHDRUM, ID 83858-7227

Mortgage

Document Number	2709095000
Date	Aug 27, 2019
Instrument	2709095000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Aug 27, 2019
Property Address	355 E CHILCO RD, RATHDRUM, ID 83858-7227
Document Number	2709094000
Map Reference	MB L PG 312
Instrument Date	Aug 26, 2019
Instrument	2709094000
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 E CHILCO RD, RATHDRUM, ID 83858-7227

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00 (-6.32%) Homeowner's exemption	$718,522 (-14.74%) Land $400,612 Building $317,910	$718,522 (-14.74%) Land $400,612 Building $317,910
2024	$2,106.00 (-12.25%)
2023	$2,400.00 (-17.44%) Homeowner's exemption	$842,762 (-1.23%) Land $531,542 Building $311,220	$842,762 (-1.23%) Land $531,542 Building $311,220
2022	$2,907.00 Homeowner's exemption	$853,281 Land $542,061 Building $311,220	$853,281 Land $542,061 Building $311,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 84% of Idaho
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Intermax Networks Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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