349 E Chilco Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 349 E Chilco Rd, Rathdrum, ID 83858 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 2019
Lot Size	6.22 acres (271,292 sqft)
Owner	2 Individual Names on File
Last Sale	$723,384 (Mar 2024)
Tax Bill	$606 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0L3120010010`

Property Details

APN / Parcel Number

Primary APN	`0L3120010010`
Alternative APN	`340292`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,628 sqft Living Area
1st Floor Area	1,628 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	271,292 sqft (6.22 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	340292
Street Address	349 E CHILCO RD
City	RATHDRUM
State	ID
Zip	83858-7227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDERNESS RANCH, LT 1 BLOCK 1 1152N04W
Legal Range	04W
Legal Township	52N
Legal Section	11
Legal Subdivision	WILDERNESS RANCH
Legal Block	1
Legal Lot Number	1
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2004
Census Tract	201

Owner

Source: Kootenai County records · APN 0L3120010010

Assessment roll updated October 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	349 E CHILCO RD, RATHDRUM, ID 83858-7227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · VA Mortgage UMPQUA BANK
Mar 15, 2024	Deed of Trust, Mortgage · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Mar 15, 2024	Warranty Deed, Transfer NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO
Oct 05, 2021	Warranty Deed, Transfer · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Oct 04, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Oct 05, 2021 · Amount on Record
Deed Document Number	20242963112
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	349 E CHILCO RD, RATHDRUM, ID 83858-7227
Transaction Type	Mortgage
Record Updated	Apr 03, 2024
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2811961000
Date	Feb 12, 2021
Instrument	2811961000

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	349 E CHILCO RD, RATHDRUM, ID 83858-7227
Transaction Type	Mortgage
Record Updated	Apr 03, 2024
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2963113000
Date	Mar 15, 2024
Instrument	2963113000

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	TEMPE, AZ 85282

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Nov 01, 2051

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Mar 15, 2024
Property Address	349 E CHILCO RD, RATHDRUM, ID 83858-7227
Document Number	2963112000
Map Reference	MB L PG 312
Instrument Date	Mar 11, 2024
Instrument	2963112000
Transaction Type	Transfer
Record Updated	Apr 03, 2024
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	349 E CHILCO RD, RATHDRUM, ID 83858-7227

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Oct 05, 2021
Property Address	349 E CHILCO RD, RATHDRUM, ID 83858-7227
Document Number	2863481000
Map Reference	MB L PG 312
Instrument Date	Sep 30, 2021
Instrument	2863481000
Transaction Type	Transfer
Record Updated	Apr 03, 2024
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 E CHILCO RD, RATHDRUM, ID 83858-7227

Mortgage

Document Number	2863482000
Date	Oct 05, 2021
Instrument	2863482000

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Oct 04, 2019
Property Address	349 E CHILCO RD, RATHDRUM, ID 83858-7227
Document Number	2715996000
Map Reference	MB L PG 312
Instrument Date	Oct 03, 2019
Instrument	2715996000
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 03, 2024
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	349 E CHILCO RD, RATHDRUM, ID 83858-7227

Mortgage

Document Number	2715997000
Date	Oct 04, 2019
Instrument	2715997000

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated October 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$606.00 (-15.13%) Homeowner's exemption	$774,867 (-12.51%) Land $421,457 Building $353,410	$774,867 (-12.51%) Land $421,457 Building $353,410
2024	$714.00 (-71.94%)
2023	$2,545.00 (-16.97%) Homeowner's exemption	$885,686 (-0.96%) Land $546,846 Building $338,840	$885,686 (-0.96%) Land $546,846 Building $338,840
2022	$3,065.00 Homeowner's exemption	$894,252 Land $555,412 Building $338,840	$894,252 Land $555,412 Building $338,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kootenai County (16055C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 13% of Idaho
Wildfire Likelihood	About 1 in 1,370 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Newmax	Fixed Wireless (licensed-by-rule)	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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