Santa Cruz County property record for 355 Arthur Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,761 sqft · built 1973 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,066,500 (Oct 2016) |
| Tax Bill | $15,504 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Jun 2026 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-191-41 |
| Primary APN | 044-191-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,761 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 6,360 sqft (0.146 acres) |
| Terrain | Steep |
| Garage Type | Carport |
| Garage Area | 621 sqft |
| Carport | Carport |
| Carport Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 355 ARTHUR AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 122203 |
Source: Santa Cruz County records · APN 044-191-41
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 12, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BONTADELLIC INC |
| Jun 05, 2026 | Grant Deed, Transfer · Line of Credit GTE FEDERAL CREDIT UNION |
| Apr 24, 2026 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Apr 24, 2026 | Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORPORATION |
| Apr 08, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 08, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2016 · Amount on Record |
| Deed Sale | Oct 25, 2016 · Amount on Record |
| Prior Sale | Sep 02, 1994 · Amount on Record |
| Deed Document Number | 201641675 |
| Prior Transfer Date | May 26, 2009 |
| Prior Transfer Doc | 0000026645 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Number | 0000016794 |
|---|---|
| Date | Aug 12, 2025 |
| Instrument | 2025-0016794 |
| Name | BONTADELLIC INC |
|---|---|
| Type | Non-Lending Institution |
| Address | WATSONVILLE, CA 95076 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 05, 2026 |
| Property Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Number | 0000012740 |
| Instrument Date | May 20, 2026 |
| Instrument | 202612740 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Number | 0000012741, |
|---|---|
| Date | Jun 05, 2026 |
| Instrument | 202612741 |
| Name | GTE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 24, 2026 |
| Property Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Number | 0000009091 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20269091 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 24, 2026 |
| Property Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Number | 0000009090 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20269090 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Number | 0000009092, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20269092 |
| Name | MASON MCDUFFIE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 08, 2026 |
| Property Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Number | 0000007742 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 20267742 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 08, 2026 |
| Property Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Number | 0000007741 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 20267741 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Number | 0000006019 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 355 ARTHUR AVE APTOS CA 950035201, APTOS, CA 95003-5201 |
| Document Number | 0000006019 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 6019 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.58% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 355 ARTHUR AVE, APTOS, CA 95003-5201 |
| Document Number | 0000006018 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 355 ARTHUR AVE APTOS CA 950035201, APTOS, CA 95003-5201 |
| Document Number | 0000006018 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 6018 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CONCORD, CA 94520 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.58% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,260,744 (+2%) Land $947,038 Building $313,706 | ||
| 2025 | $15,504.00 (+7.7%) Homeowner's exemption | $1,236,024 (+4.04%) Land $928,469 Building $307,555 | |
| 2024 | $14,395.00 (+1.98%) | ||
| 2023 | $14,116.00 (+2.11%) Homeowner's exemption | $1,188,028 Land $892,415 Building $295,613 | $1,578,240 |
| 2022 | $13,824.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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