Santa Cruz County property record for 340 Arthur Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,728 sqft · built 1977 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,660,000 (Aug 2021) |
| Tax Bill | $21,386 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-192-33 |
| Primary APN | 044-192-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,280 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 340 ARTHUR AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | APTOS BCH CNTRY CLB PROP SUB 1 |
| Legal Block | 15 |
| Legal Lot Number | 35 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 122203 |
Source: Santa Cruz County records · APN 044-192-33
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 340 ARTHUR AVE, APTOS, CA 95003-5202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 04, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 29, 2017 | Grant Deed, Transfer · ARM IMPAC MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2021 · Amount on Record |
| Deed Sale | Aug 04, 2021 · Amount on Record |
| Prior Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 202140919 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 04, 2021 |
| Property Address | 340 ARTHUR AVE, APTOS, CA 95003-5202 |
| Document Number | 0000040919 |
| Map Reference | MB 23 PG 1 |
| Instrument Date | Aug 02, 2021 |
| Instrument | 2021-0040919 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 340 ARTHUR AVE, APTOS, CA 95003-5202 |
| Document Number | 0000040920 |
|---|---|
| Date | Aug 04, 2021 |
| Instrument | 2021-0040920 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 29, 2017 |
| Property Address | 340 ARTHUR AVE, APTOS, CA 95003-5202 |
| Document Number | 0000044367 |
| Map Reference | MB 23 PG 1 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 2017-0044367 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FATC SALINAS SPL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 340 ARTHUR AVE, APTOS, CA 95003-5202 |
| Document Number | 0000044368 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 2017-0044368 |
| Name | IMPAC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Jan 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 11.1% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,791,424 (+2%) Land $1,347,628 Building $443,796 | ||
| 2025 | $21,386.00 (+9.51%) Homeowner's exemption | $1,756,298 (+4.04%) Land $1,321,204 Building $435,094 | |
| 2023 | $19,528.00 (+1.72%) Homeowner's exemption | $1,688,099 Land $1,269,900 Building $418,199 | $1,646,280 |
| 2022 | $19,198.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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