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355 Adams St, Waterloo, WI 53594 Property Records

Jefferson County property record for 355 Adams St, Waterloo, WI 53594

Property Summary

Property TypeSingle Family Home
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Nov 2004)
Tax Bill$4,115 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN290-0813-0822-098

Property Details

APN / Parcel Number

Primary APN290-0813-0822-098

Exterior

Lot Area10,454 sqft (0.239 acres)

Location & Zoning

Street Address355 ADAMS ST
CityWATERLOO
StateWI
Zip53594-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12, BLK 2, MRS T FISHER'S ADD.
Legal Range13E
Legal Township08N
Legal Section08
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionFISCHER ADD
Legal Block2
Legal Lot Number12
JurisdictionJEFFERSON WI
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2043
Census Tract100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address355 ADAMS ST, WATERLOO, WI 53594-1505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2004 · Amount on Record
Deed SaleNov 10, 2004 · Amount on Record
Deed Document Number1278669
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property Address355 ADAMS ST, WATERLOO, WI 53594-1505
Document Number0001430456
Instrument DateAug 20, 2020
Transaction TypeMortgage
Record UpdatedSep 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 ADAMS ST WATERLOO WI 535941505, WATERLOO, WI 53594-1505

Mortgage

Document Number0001430456
DateAug 27, 2020
Instrument1430456
Lender
NameSUMMIT CU
AddressCOTTAGE GROVE, WI 53527
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 26, 2035

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyJefferson County
MunicipalityWaterloo City
Unified School DistrictWaterloo School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,115.00 (+25.69%) Homeowner's exemption$224,600 (+37.2%) Land $43,000 Building $181,600$247,800
2023$3,274.00 Homeowner's exemption$163,700 Land $36,000 Building $127,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2008)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATERWORKS
serves 3,520 people · EPA ID WI1280115
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Oct 2019
Lead public education
Jan 2018
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Bertram Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Netwurx.

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