325 Adams St, Waterloo, WI 53594 Property Records

Jefferson County property record for 325 Adams St, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2021)
Tax Bill	$4,249 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0822-100`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0822-100`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Location & Zoning

Street Address	325 ADAMS ST
City	WATERLOO
State	WI
Zip	53594-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, BLK 2, MRS T FISHER'S ADD.
Legal Range	13E
Legal Township	08N
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	FISCHER ADD
Legal Block	2
Legal Lot Number	14
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2043
Census Tract	100400

Owner

325 Adams St is owned and occupied by an individual who bought it in November 2021.

Source: Jefferson County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	325 ADAMS ST, WATERLOO, WI 53594-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENWOODS STATE BANK
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 11, 2021 · Amount on File
Deed Sale	Nov 11, 2021 · Amount on File
Prior Sale	Feb 17, 2014
Deed Document Number	1454880
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Nov 11, 2021
Property Address	325 ADAMS ST, WATERLOO, WI 53594-1505
Document Number	0001454880
Instrument Date	Nov 9, 2021
Instrument	1454880
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 ADAMS ST, WATERLOO, WI 53594-1505

Mortgage

Document Number	0001454881
Date	Nov 11, 2021
Instrument	1454881

Lender

Name	GREENWOODS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	325 ADAMS ST, WATERLOO, WI 53594-1505
Document Number	0001393813
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 ADAMS ST WATERLOO WI 535941505, WATERLOO, WI 53594-1505

Mortgage

Document Number	0001393813
Date	Feb 22, 2018
Instrument	1393813

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 21, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 325 Adams St was $4,249 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,249.00 Homeowner's exemption	$231,900 Land $37,500 Building $194,400	$255,900
2023	$3,495.00 Homeowner's exemption	$174,500 Land $31,500 Building $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Adams St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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