355 7th St NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 355 7th St NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	856 sqft · built 1915
Lot Size	0.345 acres (15,040 sqft)
Owner	Company Name on File
Last Sale	$102,111 (Oct 2008)
Tax Bill	$2,116 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-360-0080`

Property Details

APN / Parcel Number

Primary APN	`21-360-0080`

Interior

Building Area	856 sqft Total Area
Basement Area	640 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	15,040 sqft (0.345 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft

Location & Zoning

Street Address	355 7TH ST NW
City	MILACA
State	MN
Zip	56353-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOTS 9 & 10 BLK 2
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	HIGHLAND PARK ADDITION TO MILACA
Legal Block	2
Legal Lot Number	8
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3011
Census Tract	170500

Owner

355 7th St NW is owned by a company that acquired it in August 2012.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Company Name on File
Mailing Address	157 CENTRAL AVE S, MILACA, MN 56353-1122
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS ALLIANCE BANK
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS ALLIANCE BANK
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2008 · Amount on File
Deed Sale	Oct 2, 2008 · Amount on File
Deed Document Number	2008351895
Last Transfer Date	Aug 13, 2012
Transfer Doc	A374675
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	355 7TH ST NW, MILACA, MN 56353-1725
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A428106
Date	Nov 16, 2021
Instrument	A428106

Lender

Name	CITIZENS ALLIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 1, 2028

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	355 7TH ST NW, MILACA, MN 56353-1725
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A426762
Date	Sep 10, 2021
Instrument	A426762

Lender

Name	CITIZENS ALLIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Sep 1, 2028

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	355 7TH ST NW, MILACA, MN 56353-1725
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A417854
Date	Jul 1, 2020
Instrument	A417854

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 25, 2025

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	355 7TH ST NW, MILACA, MN 56353-1725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A417854
Date	Jul 1, 2020
Instrument	A417854

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 25, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 355 7th St NW was $2,116, up 7.4% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,116.00 (+7.41%)	$156,900 (+2.28%) Land $36,000 Building $120,900	$156,900 (+2.28%) Land $36,000 Building $120,900
2025	$1,970.00	$153,400 Land $32,000 Building $121,400	$153,400 Land $32,000 Building $121,400
2023	$1,892.00	$132,100 Land $28,000 Building $104,100	$132,100 Land $28,000 Building $104,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 355 7th St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 7th St NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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