248 7th St NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 248 7th St NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	914 sqft · built 1925
Lot Size	0.115 acres (5,026 sqft)
Owner	Individual Name on File
Last Sale	$8,000 (Mar 2025)
Tax Bill	$1,778 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-360-0400`

Property Details

APN / Parcel Number

Primary APN	`21-360-0400`

Interior

Building Area	914 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	5,026 sqft (0.115 acres)

Location & Zoning

Street Address	248 7TH ST NW
City	MILACA
State	MN
Zip	56353-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	HIGHLAND PARK ADDITION TO MILACA
Legal Block	5
Legal Lot Number	11
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3012
Census Tract	170500

Owner

248 7th St NW is owned and occupied by an individual who bought it in March 2025.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	248 7TH ST NW, MILACA, MN 56353-1724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit BLAZE CREDIT UNION
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2025 · Amount on File
Deed Sale	Mar 25, 2025 · Amount on File
Deed Document Number	2025445291
Prior Transfer Date	Mar 5, 2025
Prior Transfer Doc	0000445291
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	248 7TH ST NW, MILACA, MN 56353-1724
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	SERVION TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A449753
Date	Jan 20, 2026
Instrument	A449753

Lender

Name	BLAZE CREDIT UNION
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	248 7TH ST NW, MILACA, MN 56353-1724
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A426859
Date	Sep 15, 2021
Instrument	A426859

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 248 7th St NW was $1,778.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,778.00	$162,400 (+2.92%) Land $36,000 Building $126,400	$162,400 (+2.92%) Land $36,000 Building $126,400
2025		$157,800 Land $32,000 Building $125,800	$157,800 Land $32,000 Building $125,800
2023	$1,514.00	$135,100 Land $28,000 Building $107,100	$135,100 Land $28,000 Building $107,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 248 7th St NW in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 7th St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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