355 4th Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 355 4th Ave SE, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,252 sqft · built 1946
Lot Size	0.184 acres (8,014 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (May 2024)
Tax Bill	$2,916 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-043-0670`

Property Details

APN / Parcel Number

Primary APN	`21-043-0670`

Interior

Building Area	1,252 sqft Living Area
Gross Area	1,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	8,014 sqft (0.184 acres)
Garage Type	Mixed
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	355 4TH AVE SE
City	MILACA
State	MN
Zip	56353-1240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/3 OF LOT 3 BLK 23 EX S'LY 10 FT TO HWY
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	THIRD ADDITION TO MILACA
Legal Block	23
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2044
Census Tract	170500

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	248 150TH AVE, FORESTON, MN 56330-9416
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Jun 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jun 1, 2017	Warranty Deed, Transfer PEOPLES BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Aug 14, 2009 · Amount on Record
Deed Document Number	2024441174
Prior Transfer Date	May 11, 2007
Prior Transfer Doc	341568
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	355 4TH AVE SE, MILACA, MN 56353-1240
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A421759
Date	Jan 4, 2021
Instrument	A421759

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 22, 2040

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	355 4TH AVE SE, MILACA, MN 56353-1240
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A406669
Date	Jun 19, 2018
Instrument	A406669

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 11, 2028

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 1, 2017
Property Address	355 4TH AVE SE, MILACA, MN 56353-1240
Document Number	A400876
Instrument Date	May 26, 2017
Instrument	A400876
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11673 125TH AVE, MILACA, MN 56353-4007

Mortgage

Document Number	A400878
Date	Jun 1, 2017
Instrument	A400878

Lender

Name	PEOPLES BANK OF COMMERCE
Type	Bank
Address	CAMBRIDGE, MN 55008

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 10, 2022

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,916.00 (+8.24%)
2025	$2,694.00 (+5.98%)	$211,800 (+17.93%) Land $32,000 Building $179,800	$211,800 (+17.93%) Land $32,000 Building $179,800
2023	$2,542.00	$179,600 Land $28,000 Building $151,600	$179,600 Land $28,000 Building $151,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

355 4th Ave SE, Milaca, MN 56353 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 4th Ave SE

Nearby Streets

Search Property Records by Address or Parcel Number