340 4th Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 340 4th Ave SE, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details672 sqft · built 1920
Lot Size0.225 acres (9,799 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Apr 2023)
Tax Bill$1,700 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN21-043-0820

Property Details

APN / Parcel Number

Primary APN21-043-0820

Interior

Building Area672 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area9,799 sqft (0.225 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Location & Zoning

Street Address340 4TH AVE SE
CityMILACA
StateMN
Zip56353-1241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 1/3 OF LOT 4 BLK 24
Legal Range27
Legal Township38
Legal Section25
Legal SubdivisionTHIRD ADDITION TO MILACA
Legal Block24
Legal Lot Number4
JurisdictionMILLE LACS MN
Township / Civil DivisionMILACA
Census Block Group2
Census Block2045
Census Tract170500

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address340 4TH AVE SE, MILACA, MN 56353-1241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Aug 4, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 27, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERICAN NBHD MTG ACCEPTANCE
Mar 26, 2018Deed, Transfer · FHA Mortgage
AMERICAN MTG & EQUITY CONSULT
Mar 26, 2018Quit Claim Deed, Transfer
PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2023 · Amount on Record
Deed SaleApr 27, 2023 · Amount on Record
Prior SaleMar 26, 2018 · Amount on Record
Deed Document Number2023436028
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address340 4TH AVE SE, MILACA, MN 56353-1241
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyPILLAR TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 4TH AVE SE, MILACA, MN 56353-1241

Mortgage

Document Number000A450175
DateFeb 23, 2026
InstrumentA450175
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address340 4TH AVE SE, MILACA, MN 56353-1241
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A426041
DateAug 4, 2021
InstrumentA426041
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateApr 27, 2023
Property Address340 4TH AVE SE, MILACA, MN 56353-1241
Document Number000A436028
Instrument DateApr 20, 2023
InstrumentA436028
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyEDINA REALTY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 4TH AVE SE, MILACA, MN 56353-1241

Mortgage

Document Number000A436029
DateApr 27, 2023
InstrumentA436029
Lender
NameAMERICAN NBHD MTG ACCEPTANCE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionMILLE LACS MN
Recording DateMar 26, 2018
Property Address340 4TH AVE SE, MILACA, MN 56353-1241
Document Number000A405454
Instrument DateMar 20, 2018
InstrumentA405454
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyALL AMERICA TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$392.70
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 4TH AVE SE, MILACA, MN 56353-1241

Mortgage

Document Number000A405455
DateMar 26, 2018
InstrumentA405455
Lender
NameAMERICAN MTG & EQUITY CONSULT
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048
Interest
Rate TypeFixed Rate

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMILLE LACS MN
Recording DateMar 26, 2018
Property Address340 4TH AVE SE, MILACA, MN 56353-1241
Document Number000A405458
Instrument DateMar 19, 2018
InstrumentA405458
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyPAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 4TH AVE SE, MILACA, MN 56353-1241
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityMilaca City
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,700.00 (+12.14%)
2025$1,516.00 (-1.56%) Homeowner's exemption$152,500 (+16.41%) Land $32,000 Building $120,500$152,500 (+16.41%) Land $32,000 Building $120,500
2023$1,540.00$131,000 Land $28,000 Building $103,000$131,000 Land $28,000 Building $103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMilaca
serves 3,043 people · EPA ID MN1480002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Midco
Cable · Fiber in parts of the area
1,250 / 60
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Benton Cooperative Telephone Company
Cable
100 / 20
AT&T
Fixed Wireless
100 / 20

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