3549 Veranda Ct, Merced, CA 95340 Property Records

Merced County property record for 3549 Veranda Ct, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details6 bd · 4.5 ba · 3,234 sqft · built 2005
Lot Size0.279 acres (12,152 sqft)
OwnerIndividual Name on Record
Tax Bill$6,718 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2021 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN008-391-005-000

Property Details

APN / Parcel Number

Primary APN008-391-005-000
Alternative APN
  • 008-391-005

Interior

Bedrooms6 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,234 sqft Living Area
Gross Area633 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area12,152 sqft (0.279 acres)
Garage TypeAttached
Garage Area633 sqft
Parking Spaces2 Parking Spaces
Patio Area91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number008-391-005
Street Address3549 VERANDA CT
CityMERCED
StateCA
Zip95340-8214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionSUMMER CREEK PHASE 1 LOT 05
Legal SubdivisionSUMMER CREEK PH 01
Legal Lot Number05
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group3
Census Block3006
Census Tract2602

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address400 E 14TH ST, ANTIOCH, CA 94509-2437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · VA Mortgage
FORTHRIGHT FUNDING CORP
Feb 26, 2021Intrafamily Transfer, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 26, 2021Grant Deed, Transfer · VA Mortgage
FBC MORTGAGE LLC
Jun 2, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 19, 2017Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
Mar 9, 2017Grant Deed, Transfer · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2021
Deed SaleFeb 26, 2021
Prior SaleFeb 26, 2021 · Amount on Record
Deed Document Number20219069
Prior Transfer DateMay 29, 2020
Prior Transfer Doc0000017640
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address3549 VERANDA CT, MERCED, CA 95340-8214
Transaction TypeMortgage
Record UpdatedJun 15, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3549 VERANDA CT, MERCED, CA 95340-8214

Mortgage

Document Number0000055316
DateDec 15, 2021
Instrument2021055316
Lender
NameFORTHRIGHT FUNDING CORP
TypeMortgage Company
AddressSCOTTSDALE, AZ 85255
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateFeb 26, 2021
Property Address3549 VERANDA CT, MERCED, CA 95340-8214
Document Number0000009069
Map ReferenceMB 62 PG 43-47
Instrument DateFeb 23, 2021
Instrument2021009069
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2260 OAK HILLS CIR APT 128, 128, PITTSBURG, CA 94565-4216

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateFeb 26, 2021
Property Address3549 VERANDA CT, MERCED, CA 95340-8214
Document Number0000009068
Map ReferenceMB 62 PG 43-47
Instrument DateFeb 1, 2021
Instrument2021009068
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2260 OAK HILLS CIR APT 128, 128, PITTSBURG, CA 94565-4216

Mortgage

Document Number0000009070
DateFeb 26, 2021
Instrument2021009070
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateJun 2, 2020
Property Address3549 VERANDA CT, MERCED, CA 95340-8214
Document Number0000017640
Instrument DateMay 29, 2020
Instrument17640
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3549 VERANDA CT MERCED CA 953408214, MERCED, CA 95340-8214

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address3549 VERANDA CT, MERCED, CA 95340-8214
Document Number0000010879
Instrument DateSep 19, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3549 VERANDA CT MERCED CA 953408214, MERCED, CA 95340-8214

Mortgage

Document Number0000010879
DateApr 13, 2018
Instrument10879
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 12, 2048

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMar 9, 2017
Property Address3549 VERANDA CT, MERCED, CA 95340-8214
Document Number0000007934
Instrument DateFeb 24, 2017
Instrument7934
Transaction TypeTransfer
Record UpdatedApr 10, 2017
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$418.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3549 VERANDA CT MERCED CA 953408214, MERCED, CA 95340-8214

Mortgage

Document Number7935
DateMar 9, 2017
Instrument7935
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 8, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$524,436 (+2%) Land $93,846 Building $430,590
2025$6,718.00 (+7.06%) Homeowner's exemption$514,154 (+4.04%) Land $92,006 Building $422,148
2023$6,275.00 (+1.98%) Homeowner's exemption$494,190 Land $88,434 Building $405,756
2022$6,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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