Merced County property record for 3537 Veranda Ct, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,352 sqft · built 2005 |
| Lot Size | 0.167 acres (7,282 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Jul 2014) |
| Tax Bill | $6,141 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-391-004-000 |
| Primary APN | 008-391-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 434 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 7,282 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-391-004 |
|---|---|
| Street Address | 3537 VERANDA CT |
| City | MERCED |
| State | CA |
| Zip | 95340-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | SUMMER CREEK PHASE 1 LOT 04 |
| Legal Subdivision | SUMMER CREEK PH 01 |
| Legal Lot Number | 04 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 2602 |
Source: Merced County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3537 VERANDA CT, MERCED, CA 95340-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 31, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 24, 2020 | Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2014 · Amount on Record |
| Deed Sale | Jul 24, 2014 · Amount on Record |
| Prior Sale | Jul 9, 2009 · Amount on Record |
| Deed Document Number | 201422543 |
| Last Transfer Date | Jul 15, 2020 |
| Transfer Doc | 0000029064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3537 VERANDA CT, MERCED, CA 95340-8214 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3537 VERANDA CT, MERCED, CA 95340-8214 |
| Document Number | 0000044284 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021044284 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3537 VERANDA CT, MERCED, CA 95340-8214 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000023303 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 2018023303 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 24, 2020 |
| Property Address | 3537 VERANDA CT, MERCED, CA 95340-8214 |
| Document Number | 0000029064 |
| Map Reference | MB 62 PG 43-47 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020029064 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3537 VERANDA CT, MERCED, CA 95340-8214 |
| Document Number | 0000029065 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 2020029065 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $464,231 (+2%) Land $49,031 Building $415,200 | |
| 2025 | $6,141.00 (+5.21%) | $455,129 (+4.04%) Land $48,070 Building $407,059 |
| 2024 | $5,837.00 (+1.69%) | |
| 2023 | $5,740.00 (+2.03%) | $437,457 Land $46,204 Building $391,253 |
| 2022 | $5,626.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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