3549 Champlain Ln, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 3549 Champlain Ln, Virginia Beach, VA 23452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1977
Lot Size	0.115 acres (5,008 sqft)
Owner	Individual Name on Record
Last Sale	$188,700 (Mar 2022)
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2022 Mortgage + 1 more
APN	`1486-65-3648`

Property Details

APN / Parcel Number

Primary APN	`1486-65-3648`
Alternative APN	`148-665-36480-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,008 sqft (0.115 acres)
Garage Type	Carport
Garage Area	304 sqft
Carport	Carport
Carport Area	304 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	1486-65-3648
Street Address	3549 CHAMPLAIN LN
City	VIRGINIA BEACH
State	VA
Zip	23452-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	PECAN GARDENS LOTS 16-17 BK 41
Legal Subdivision	PECAN GARDENS
Legal Block	41
Legal Lot Number	16-17
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	4
Census Block	4013
Census Tract	45414

Owner

Source: Virginia Beach City records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3549 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LANGLEY FCU
Mar 31, 2022	Gift Deed, Transfer · Conventional Mortgage LANGLEY FCU
May 30, 2017	Grant Deed, Transfer · FHA Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	May 30, 2017 · Amount on Record
Deed Document Number	202219633
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	3549 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4030
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005151
Date	Jun 2, 2021
Instrument	202103045151

Lender

Name	LANGLEY FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.5%

March 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Mar 31, 2022
Property Address	3549 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4030
Document Number	0000009633
Map Reference	MB 7 PG 70
Instrument Date	Mar 25, 2022
Instrument	202203019633
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3549 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4030

Mortgage

Document Number	0000009634
Date	Mar 31, 2022
Instrument	202203019634

Lender

Name	LANGLEY FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	May 30, 2017
Property Address	3549 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4030
Document Number	0000448630
Instrument Date	May 24, 2017
Instrument	448630
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ABL ABSTRACT CORPORATION, OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3549 CHAMPLAIN LN VIRGINIA BEACH VA 234524030, VIRGINIA BEACH, VA 23452-4030

Mortgage

Document Number	448640
Date	May 30, 2017
Instrument	448640

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Mortgage

Document Number	448650,
Date	May 30, 2017
Instrument	448650

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,692.00 (+8.81%)	$277,600 (+13.63%) Land $100,000 Building $177,600	$277,600 (+13.63%) Land $100,000 Building $177,600
2024	$2,474.00 (+2.32%)
2023	$2,418.00	$244,300 Land $80,000 Building $164,300	$244,300 Land $80,000 Building $164,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	181 (1990–2024)
Claims Outside the SFHA	13 of 181
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 73 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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