3540 Champlain Ln, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 3540 Champlain Ln, Virginia Beach, VA 23452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,299 sqft · built 1977
Lot Size	0.173 acres (7,544 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2019)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Mar 2023 Transfer Oct 2019 Sale & Mortgage
APN	`1486-65-4851`

Property Details

APN / Parcel Number

Primary APN	`1486-65-4851`
Alternative APN	`14866548510000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,544 sqft
Porch	Open Porch
Porch Area	36 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	3540 CHAMPLAIN LN
City	VIRGINIA BEACH
State	VA
Zip	23452-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	PECAN GARDENS LOT 34-36 BK 40
Legal Section	02
Legal Subdivision	PECAN GARDENS
Legal Block	40
Legal Lot Number	34-36 35
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	4
Census Block	4012
Census Tract	45414

Owner

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3540 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Gift Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 8, 2019	Warranty Deed, Transfer · VA Mortgage SOUTHERN TR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Oct 8, 2019 · Amount on Record
Deed Document Number	0000851940
Last Transfer Date	Mar 9, 2023
Transfer Doc	0000007670
Record Updated	Jun 8, 2026

March 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Mar 9, 2023
Property Address	3540 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4029
Document Number	0000007670
Map Reference	MB 7 PG 70
Instrument Date	Mar 8, 2023
Instrument	202303007670
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4029

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Oct 8, 2019
Property Address	3540 CHAMPLAIN LN, VIRGINIA BEACH, VA 23452-4029
Document Number	0000851940
Instrument Date	Oct 4, 2019
Instrument	851940
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 CHAMPLAIN LN VIRGINIA BEACH VA 234524029, VIRGINIA BEACH, VA 23452-4029

Mortgage

Document Number	851950
Date	Oct 8, 2019
Instrument	851950

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00 (+11.99%)	$257,200 (+14.31%) Land $105,000 Building $152,200	$257,200 (+14.31%) Land $105,000 Building $152,200
2023	$2,227.00	$225,000 Land $84,000 Building $141,000	$225,000 Land $84,000 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	181 (1990–2024)
Claims Outside the SFHA	13 of 181
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 73 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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