3549 Acy Lowery Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3549 Acy Lowery Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,582 sqft · built 2018
Lot Size	5.74 acres (250,034 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,400 (Nov 2018)
Tax Bill	$432 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-2N-29-0000-00906-0000`

Property Details

APN / Parcel Number

Primary APN	`20-2N-29-0000-00906-0000`
Alternative APN	`N292200000009060000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,582 sqft Living Area
Gross Area	3,888 sqft
1st Floor Area	2,582 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	250,034 sqft (5.74 acres)
Garage Type	Attached
Garage Area	843 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	438 sqft
Patio Area	25 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3549 ACY LOWERY RD
City	PACE
State	FL
Zip	32571-9471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COMMENCING AT THE NORTHWEST CORNER OF SECTION 20, TOWNSHIP 2 NORTH, RANGE 29 WEST, SANTA ROSA COUNTY, FLORIDA; THENCE GO SOUTH 014505 WEST ALONG THE WEST LINE OF SAID SECTION 20, FOR A DISTANCE OF 1367.58 FEET; THENCE DEPARTING THE WEST LINE OF SAID
Legal Range	29W
Legal Township	2N
Legal Section	20
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2003
Census Tract	10303

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3549 ACY LOWERY RD, MILTON, FL 32571-9471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2018	Warranty Deed, Transfer · VA Mortgage AMERICAN MORTGAGE SERVICE CO
Jul 28, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Oct 19, 2016 · Amount on Record
Deed Document Number	201850286
Deed Book / Page	3785 / 744
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 27, 2018
Property Address	3549 ACY LOWERY RD, PACE, FL 32571-9471
Document Number	0037850744
Book / Page	3785 / 0744
Instrument Date	Nov 19, 2018
Instrument	201850286
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,662.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3549 ACY LOWERY RD, MILTON, FL 32571-9471

Mortgage

Document Number	0201850287
Date	Nov 27, 2018
Instrument	201850287

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 28, 2017
Property Address	3549 ACY LOWERY RD, PACE, FL 32571-9471
Document Number	0036461825
Book / Page	003646 / 001825
Instrument Date	Jul 20, 2017
Instrument	30780
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2017
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3555 ACY LOWERY RD PACE FL 325719471, PACE, FL 32571-9471

Mortgage

Document Number	36461828
Date	Jul 28, 2017
Book Page	003646/001828
Instrument	30781

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$432.00 (+0.23%) Homeowner's exemption Veteran's exemption	$353,080 (+2.9%)	$454,104 (+7.98%) Land $119,470 Building $334,634
2024	$431.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$343,132 (+4.68%)	$420,537 (+6.09%) Land $98,710 Building $321,827
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$327,801	$396,407 Land $83,140 Building $313,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	11 (2014–2020)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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