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3543 Acy Lowery Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3543 Acy Lowery Rd, Pace, FL 32571 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,701 sqft · built 2018
Lot Size1.14 acres (49,658 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Aug 2018)
Tax Bill$3,056 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-2N-29-0000-00907-0000

Property Details

APN / Parcel Number

Primary APN20-2N-29-0000-00907-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,701 sqft Heated Area
Gross Area3,684 sqft
1st Floor Area3,196 sqft
FlooringCarpet
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area49,658 sqft (1.14 acres)
Lot Dimensions11 ft deep x 331 ft wide
Garage Area495 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area488 sqft
Greenhouse1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number202N290000009070000
Street Address3543 ACY LOWERY RD
CityPACE
StateFL
Zip32571-9471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMMENCING AT THE NORTHWEST CORNER OF SECTION 20, TOWNSHIP 2 NORTH, RANGE 29 WEST, SANTA ROSA COUNTY, FLORIDA; THENCE GO
Legal Range29W
Legal Township02N
Legal Section20
Legal SubdivisionCOMMENCING AT THE NORTHWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2003
Census Tract10303

Owner

Source: Santa Rosa County records · APN 20-2N-29-0000-00907-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3543 ACY LOWERY RD, PACE, FL 32571-9471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · VA Mortgage
CALIBER HOME LOANS INC
Aug 31, 2018Warranty Deed, Transfer · VA Mortgage
AMERICAN MORTGAGE SERVICE CO
Jun 29, 2018Loan Modification, Mortgage · Line of Credit
FIDELITY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2018 · Amount on Record
Deed SaleAug 31, 2018 · Amount on Record
Deed Document Number201837476
Deed Book / Page3761 / 1898
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3543 ACY LOWERY RD, PACE, FL 32571-9471
Transaction TypeMortgage
Record UpdatedApr 20, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3543 ACY LOWERY RD, MILTON, FL 32571-9471

Mortgage

Document Number0040721074
DateFeb 17, 2021
Book Page4072/1074
Instrument202110091
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 31, 2018
Property Address3543 ACY LOWERY RD, PACE, FL 32571-9471
Document Number0037611898
Book / Page3761 / 1898
Instrument DateAug 21, 2018
Instrument201837476
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanySURETY LAND TITLE OF FLORIDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3543 ACY LOWERY RD, MILTON, FL 32571-9471

Mortgage

Document Number0201837477
DateAug 31, 2018
Instrument201837477
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2033

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address3543 ACY LOWERY RD, PACE, FL 32571-9471
Document Number0037471426
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedSep 05, 2018
Title CompanySURETY LAND TITLE/FL LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820
InvestorPossibly a Property Investor

Mortgage

Document Number0037471426
DateJul 13, 2018
Book Page003747/001426
Instrument29863
Lender
NameFIDELITY BK
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,056.00 (+4.55%) Homeowner's exemption Disabled Person's exemption$275,859 (+3%)$333,009 (+1.88%) Land $20,050 Building $312,959
2023$2,923.00 (+2.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$267,827 (+3%)$326,858 (+0.01%) Land $16,900 Building $309,958
2022$2,847.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$260,029$326,835 Land $16,900 Building $309,935

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 84 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims11 (2014–2020)
Claims Outside the SFHA11 of 11
Most Recent ClaimSep 2020, river or lake flooding, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 9 claims

Wildfire

Wildfire RiskHigh
above 71% of the US · above 52% of Florida
Wildfire LikelihoodAbout 1 in 338 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Conexon ConnectFiber2,000 / 2,000
Mediacom CommunicationsCable1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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