354852 E 1040, Prague, OK 74864 Property Records

Lincoln County property record for 354852 E 1040, Prague, OK 74864

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 2,055 sqft · built 1972
Lot Size19.8 acres (862,924 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Oct 2017)
Tax Bill$2,757 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0000-17-12N-06E-4-010-00

Property Details

APN / Parcel Number

Primary APN0000-17-12N-06E-4-010-00
Alternative APN
  • 2718

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,055 sqft Living Area
1st Floor Area2,055 sqft
Storm ShelterStorm Shelter
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleTraditional
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area862,924 sqft (19.8 acres)
Garage TypeCarport
Garage Area575 sqft
CarportCarport
Carport Area360 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area646 sqft
Deck Area126 sqft
Patio Area506 sqft
Shed1 Shed
Shed Area192 sqft
Lean-To168 sqft
Utility Building1,092 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemOther

Location & Zoning

Account Number2718
Street Address354852 E 1040
CityPRAGUE
StateOK
Zip74864-7007
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description19.81 AC MOL 17-12-6 S/2 S/2 SE/4 SE/4 AND S/2 N/2 S/2 SE/4 SE/4 AND TR BEG 495'-N SW/C SE/4 SE/4 TH E-660' N-330' W-660' S-3
Legal Range06E
Legal Township12N
Legal Section17
Legal QuarterSE
Legal SubdivisionUNPLTD PT SEC 17 12N 6E
JurisdictionLINCOLN OK
Township / Civil DivisionPRAGUE
Census Block Group2
Census Block2011
Census Tract961500

Owner

Source: Lincoln County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address354852 E 1040, PRAGUE, OK 74864-7007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANCFIRST
Oct 5, 2017Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2017 · Amount on Record
Deed SaleOct 5, 2017 · Amount on Record
Prior SaleAug 7, 2013 · Amount on Record
Deed Document Number0002269594
Deed Book / Page2269 / 594
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN OK
Property Address354852 E 1040, PRAGUE, OK 74864-7007
Transaction TypeMortgage
Record UpdatedFeb 23, 2023
Title CompanyAMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002394/750
DateOct 30, 2020
Book Page2394/750
Instrument6818
Lender
NameBANCFIRST
TypeBank
AddressOKLAHOMA CITY, OK 73102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN OK
Recording DateOct 5, 2017
Property Address354852 E 1040, PRAGUE, OK 74864-7007
Document Number002269/594
Book / Page2269 / 594
Instrument DateOct 2, 2017
Instrument07370
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyCHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address354852 E 1040, PRAGUE, OK 74864-7007

Mortgage

Document Number0000007371
DateOct 5, 2017
Instrument07371
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2037

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyLincoln County
Unified School DistrictPrague Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,757.00 (-8.65%)$27,519 (+6.09%) Land $283 Building $27,236$279,128 (+13.36%) Land $2,873 Building $276,255
2024$3,018.00 (+25.07%)$25,939 (+3%) Land $316 Building $25,623
2022$2,413.00$25,184 Land $316 Building $24,868$246,236 Land $2,875 Building $243,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 53% of Oklahoma
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRAGUE
serves 2,395 people · EPA ID OK2004101
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Nov 2024
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting94
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CVEC Fiber
Fiber
2,400 / 2,400
Vyve Broadband
Cable
2,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Atlink Services
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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