Lincoln County property record for 354711 E 1040, Prague, OK 74864
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,096 sqft · built 1978 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,000 (Apr 2026) |
| Tax Bill | $609 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-20-12N-06E-1-001-00 |
| Primary APN | 0000-20-12N-06E-1-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 118 sqft |
| Storage Building | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2747 |
|---|---|
| Street Address | 354711 E 1040 |
| City | PRAGUE |
| State | OK |
| Zip | 74864-7013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.13 AC MOL 20-12-6 BEG 820.77'-W NE/C NE/4 W-180.11' S-273' E-180.11' N-273' POB 12-6-20-100-001 |
| Legal Range | 06E |
| Legal Township | 12N |
| Legal Section | 20 |
| Jurisdiction | LINCOLN OK |
| Township / Civil Division | PRAGUE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 961500 |
Source: Lincoln County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 354711 E 1040, PRAGUE, OK 74864-7013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Apr 8, 2026 | Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING |
| Apr 8, 2026 | Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING |
| Aug 30, 2021 | Intrafamily Transfer, Transfer · Commercial Mortgage BANCFIRST |
| Nov 19, 2019 | Warranty Deed, Transfer · Commercial Mortgage BANCFIRST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on Record |
| Deed Sale | Apr 8, 2026 · Amount on Record |
| Prior Sale | Nov 19, 2019 · Amount on Record |
| Deed Document Number | 20262621 |
| Deed Book / Page | 2656 / 219 |
| Prior Transfer Date | Aug 21, 2021 |
| Prior Transfer Doc | 002434/548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OK |
| Property Address | 354711 E 1040, PRAGUE, OK 74864-7013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 354852 E 1040, PRAGUE, OK 74864-7007 |
| Document Number | 002545/309 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 2545/309 |
| Instrument | I-2024-000827 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | PRAGUE, OK 74864 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 40 Months |
| Due | Jun 15, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Apr 8, 2026 |
| Property Address | 354711 E 1040, PRAGUE, OK 74864-7013 |
| Document Number | 0000002621 |
| Book / Page | 2656 / 219 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 20262621 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,664.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 354711 E 1040, PRAGUE, OK 74864-7013 |
| Document Number | 0000002622, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20262622 |
| Name | CORNERSTONE HOME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Apr 8, 2026 |
| Property Address | 354711 E 1040, PRAGUE, OK 74864-7013 |
| Document Number | 002656/219 |
| Book / Page | 2656 / 219 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 20262621 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,664.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 354711 E 1040, PRAGUE, OK 74864-7013 |
| Document Number | 0000002622, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20262622 |
| Name | CORNERSTONE HOME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Aug 30, 2021 |
| Property Address | 354711 E 1040, PRAGUE, OK 74864-7013 |
| Document Number | 002434/548 |
| Book / Page | 2434 / 548 |
| Instrument Date | Aug 21, 2021 |
| Instrument | 6716 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX R, PRAGUE, OK 74864-1085 |
| Document Number | 0000006717 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 6717 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 15, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Nov 19, 2019 |
| Property Address | 354711 E 1040, PRAGUE, OK 74864-7013 |
| Document Number | 002355/594 |
| Book / Page | 2355 / 594 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 07782 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 354852 E 1040, PRAGUE, OK 74864-7007 |
| Document Number | 0000007783 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 07783 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 15, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Lincoln County |
| Unified School District | Prague Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,900 (-2.96%) Land $1,174 Building $4,726 | $53,637 (-2.96%) Land $10,673 Building $42,964 | |
| 2025 | $609.00 (-8.7%) | $6,080 (-0.49%) Land $1,174 Building $4,906 | $55,273 (-4.22%) Land $10,673 Building $44,600 |
| 2024 | $667.00 (+19.53%) | $6,110 (+5%) Land $782 Building $5,328 | |
| 2022 | $558.00 | $5,819 Land $717 Building $5,102 | $57,709 Land $7,113 Building $50,596 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 54% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRAGUE serves 2,395 people · EPA ID OK2004101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 94 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CVEC Fiber Fiber | 2,400 / 2,400 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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