Coconino County property record for 3548 W Kiltie Loop, Flagstaff, AZ 86005
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 2,798 sqft · built 1999 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Mar 2026) |
| Tax Bill | $3,579 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-64-071 |
| Primary APN | 116-64-071 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,798 sqft Living Area |
| 1st Floor Area | 2,798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Type | Attached |
| Garage Area | 918 sqft |
| Porch | Metal Porch |
| Porch Area | 955 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0030249 |
|---|---|
| Street Address | 3548 W KILTIE LOOP |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86005-8478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SUBDIVISION: WESTWOOD EST LOT: 71 SIXTEENTH: NW QUARTER: SE SECTION: 23 TOWNSHIP: 21N RANGE: 06E SIXTEENTH: SW QUARTER: NE SECTION: 23 TOWNSHIP: 21N RANGE: 06E |
| Legal Subdivision | WESTWOOD EST |
| Legal Lot Number | 71 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 2201 |
3548 W Kiltie Loop, a rural home, is owned and occupied by two individuals who bought it in March 2026.
Source: Coconino County records, as of April 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3548 W KILTIE LOOP, FLAGSTAFF, AZ 86005-8478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Dec 20, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on File |
| Deed Sale | Mar 4, 2026 · Amount on File |
| Prior Sale | Nov 19, 1999 · Amount on File |
| Deed Document Number | 20264034694 |
| Prior Transfer Date | Aug 2, 2018 |
| Prior Transfer Doc | 0003822939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | Mar 4, 2026 |
| Property Address | 3548 W KILTIE LOOP, FLAGSTAFF, AZ 86005-8478 |
| Document Number | 0004034694 |
| Map Reference | CASE6 MAPS35,35A&35B |
| Instrument Date | Feb 24, 2026 |
| Instrument | 4034694 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3560 W KILTIE LOOP, FLAGSTAFF, AZ 86005-8478 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5112 E VILLA RITA DR, SCOTTSDALE, AZ 85254-7614 |
| Document Number | 0004034695 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 4034695 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COCONINO AZ |
| Recording Date | Aug 16, 2018 |
| Property Address | 3548 W KILTIE LOOP, FLAGSTAFF, AZ 86005-8478 |
| Document Number | 0003822939 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 3822939 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3548 W KILTIE LOOP FLAGSTAFF AZ 860058478, FLAGSTAFF, AZ 86005-8478 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 3548 W KILTIE LOOP, FLAGSTAFF, AZ 86005-8478 |
| Document Number | 0003774161 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 3548 W KILTIE LOOP FLAGSTAFF AZ 860058478, FLAGSTAFF, AZ 86005-8478 |
| Document Number | 0003774161 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 3774161 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3548 W Kiltie Loop was $3,579, up 4.1% from the year before.
Source: Coconino County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,507 (+0.53%) Land $28,355 Building $38,152 | ||
| 2025 | $3,579.00 (+4.1%) | $66,156 (+0.42%) | $661,557 Land $283,545 Building $378,012 |
| 2024 | $3,438.00 (+5.14%) | $65,877 Land $28,355 Building $37,522 | |
| 2023 | $3,270.00 Homeowner's exemption | $658,764 Land $283,545 Building $375,219 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3548 W Kiltie Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3548 W Kiltie Loop is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 93% of Arizona |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CS FLAGSTAFF RANCH WATER COMPANY public/private · serves 350 people · EPA ID AZ0403088 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Arsenic resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | Coliform assessment currently in violation since Dec 2023 Sanitary survey deficiency not corrected Sep 2019 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
5G (outdoors only) and 4G LTE
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