3539 W Kiltie Loop, Flagstaff, AZ 86005 Property Records

Coconino County property record for 3539 W Kiltie Loop, Flagstaff, AZ 86005

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,885 sqft · built 1999
Lot Size1.8 acres (78,408 sqft)
Owner2 Trust Names on File
Last Sale$77,000 (Dec 1998)
Tax Bill$4,635 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN116-64-026

Property Details

APN / Parcel Number

Primary APN116-64-026
Alternative APN
  • R0031289

Interior

Full Baths4 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,885 sqft Living Area
Gross Area3,785 sqft
1st Floor Area2,885 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialWood
Construction TypeSteel Frame
Lot Area78,408 sqft (1.8 acres)
Garage TypeAttached
Garage Area900 sqft
PorchPorch
Porch Area338 sqft

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account NumberR0031289
Street Address3539 W KILTIE LOOP
CityFLAGSTAFF
StateAZ
Zip86005-8477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: WESTWOOD EST LOT: 26 SIXTEENTH: SW QUARTER: NE SECTION: 23 TOWNSHIP: 21N RANGE: 06E
Legal Range06E
Legal Township21N
Legal Section23
Legal SubdivisionWESTWOOD EST
Legal Lot Number26
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group1
Census Block1016
Census Tract2201

Owner

3539 W Kiltie Loop is owner-occupied and held in a trust since September 2012.

Source: Coconino County records, as of November 5, 2025

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address3539 W KILTIE LOOP, FLAGSTAFF, AZ 86005-8477
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 22, 1998 · Amount on File
Deed SaleDec 22, 1998 · Amount on File
Prior SaleJun 22, 2011
Deed Document Number0021870940
Deed Book / Page116
Last Transfer DateSep 24, 2012
Transfer Doc0003639849
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address3539 W KILTIE LOOP, FLAGSTAFF, AZ 86005-8477
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003879690
DateJul 17, 2020
Instrument3879690
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3539 W Kiltie Loop was $4,635 with a homeowner's exemption.

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,648 Land $25,519 Building $90,129
2025$4,635.00 Homeowner's exemption$1,156,476 Land $255,191 Building $901,285
2024$122,884 Land $25,519 Building $97,365
2023$4,248.00 Homeowner's exemption$1,228,836 Land $255,191 Building $973,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3539 W Kiltie Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3539 W Kiltie Loop is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 93% of Arizona
Wildfire Likelihood2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCS FLAGSTAFF RANCH WATER COMPANY
public/private · serves 350 people · EPA ID AZ0403088
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityArsenic
resolved · Jul 2018
Treatment and ProcedureColiform assessment
currently in violation since Dec 2023
Sanitary survey deficiency not corrected
Sep 2019
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Kiltie Loop

Nearby Streets

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