3548 Thrower Rd, Hope Mills, NC 28348 Property Records

Cumberland County property record for 3548 Thrower Rd, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,176 sqft · built 2016
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Aug 2021)
Tax Bill	$2,498 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0441-19-5489`

Property Details

APN / Parcel Number

Primary APN	`0441-19-5489`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,176 sqft Heated Area
1st Floor Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	296 ft deep x 133 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3548 THROWER RD
City	HOPE MILLS
State	NC
Zip	28348-7826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	SMITH & JHS GRAYS CREEK PROP LLC LO:4 SE:01 PL:0137-0161
Legal Subdivision	CASHWELL FARM PH 5, ET AL/ TYSON CORNER/
Legal Block	19
Legal Lot Number	4
Jurisdiction	CUMBERLAND NC
Township / Civil Division	GRAYS CREEK
Census Block Group	3
Census Block	3000
Census Tract	3004

Owner

3548 Thrower Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3548 THROWER RD, HOPE MILLS, NC 28348-7826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Prior Sale	Nov 28, 2016 · Amount on File
Deed Document Number	202138974
Deed Book / Page	11224 / 266
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Aug 20, 2021
Property Address	3548 THROWER RD, HOPE MILLS, NC 28348-7826
Document Number	0112240266
Book / Page	11224 / 266
Map Reference	MB 137 PG 161
Instrument Date	Aug 10, 2021
Instrument	38974
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3548 THROWER RD, 3548, HOPE MILLS, NC 28348-7826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3548 THROWER RD, HOPE MILLS, NC 28348-7826

Mortgage

Document Number	38975
Date	Aug 20, 2021
Instrument	38975

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3548 Thrower Rd was $2,498.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,498.00
2025	$2,498.00 (+16.29%)	$277,556 (+40.63%) Land $55,000 Building $222,556	$277,556 (+40.63%) Land $55,000 Building $222,556
2024	$2,148.00 (+1.75%)	$197,372 (-) Land $35,000 Building $162,372	$197,372 (-) Land $35,000 Building $162,372
2023	$2,111.00 (+1.78%)	$197,372 Land $35,000 Building $162,372	$197,372 Land $35,000 Building $162,372
2022	$2,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3548 Thrower Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3548 Thrower Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20