3544 Thrower Rd, Hope Mills, NC 28348 Property Records

Cumberland County property record for 3544 Thrower Rd, Hope Mills, NC 28348

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,979 sqft · built 1993
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jun 2021)
Tax Bill	$3,362 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0441-19-4415`

Property Details

APN / Parcel Number

Primary APN	`0441-19-4415`
Alternative APN	`0441.01194415`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,979 sqft Heated Area
1st Floor Area	2,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
Lot Dimensions	322 ft deep x 188 ft wide
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3544 THROWER RD
City	HOPE MILLS
State	NC
Zip	28348-7826
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R40
Legal Description	SMITH & JHS GRAYS CREEK PROP LLC LO:5 SE:01 PL:0137-0161
Legal Subdivision	GRAYS CREEK DISTRICT
Legal Block	19
Legal Lot Number	5
Jurisdiction	CUMBERLAND NC
Township / Civil Division	GRAYS CREEK
Census Block Group	3
Census Block	3000
Census Tract	3004

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3544 THROWER RD, HOPE MILLS, NC 28348-7826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Warranty Deed, Transfer · Conventional Mortgage ACOPIA LLC
Nov 18, 2019	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORPORAT
Jun 22, 2018	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jan 16, 2018	Loan Modification, Mortgage ATTORNEY ONLY
Jan 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	202126968
Deed Book / Page	11150 / 301
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 10, 2021
Property Address	3544 THROWER RD, HOPE MILLS, NC 28348-7826
Document Number	0111500301
Book / Page	11150 / 301
Map Reference	MB 137 PG 161
Instrument Date	Jun 4, 2021
Instrument	26968
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 PRIVATE ROAD 7124, 385, EDGEWOOD, TX 75117-5118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 THROWER RD, HOPE MILLS, NC 28348-7826

Mortgage

Document Number	26971
Date	Jun 10, 2021
Instrument	26971

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Nov 18, 2019
Property Address	3544 THROWER RD, HOPE MILLS, NC 28348-7826
Document Number	0106320143
Book / Page	10632 / 143
Instrument Date	Nov 8, 2019
Instrument	37199
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	SINGLE SOURCE REAL EST SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 THROWER RD, HOPE MILLS, NC 28348-7826

Mortgage

Document Number	37200
Date	Nov 18, 2019
Instrument	37200

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORAT

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 22, 2018
Property Address	3544 THROWER RD, HOPE MILLS, NC 28348-7826
Document Number	0103280308
Book / Page	10328 / 308
Instrument Date	Jun 20, 2018
Instrument	18747
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 THROWER RD, HOPE MILLS, NC 28348-7826

Mortgage

Document Number	18748
Date	Jun 22, 2018
Instrument	18748

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUMBERLAND NC
Property Address	3544 THROWER RD, HOPE MILLS, NC 28348-7826
Document Number	0102380322
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2919 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035283, 400, FAYETTEVILLE, NC 28303-5283
Investor	Possibly a Property Investor

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jan 22, 2018
Property Address	3544 THROWER RD, HOPE MILLS, NC 28348-7826
Document Number	0102380320
Book / Page	010238 / 000320
Instrument Date	Jan 2, 2018
Instrument	1915
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$85.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2919 BREEZEWOOD AVE #300 FAYETTEVILLE NC 283035283, 300, FAYETTEVILLE, NC 28303-5283
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,362.00
2025	$3,362.00 (+27.74%)	$321,117 (+37.63%) Land $41,700 Building $279,417	$321,117 (+37.63%) Land $41,700 Building $279,417
2024	$2,632.00 (+1.43%)	$233,318 (-) Land $24,325 Building $208,993	$233,318 (-) Land $24,325 Building $208,993
2023	$2,595.00 (+1.45%)	$233,318 Land $24,325 Building $208,993	$233,318 Land $24,325 Building $208,993
2022	$2,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

3544 Thrower Rd, Hope Mills, NC 28348 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2018: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Thrower Rd

Nearby Streets

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