Warren County property record for 3548 Rydal Ln, Mason, OH 45040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,170 sqft · built 2001 |
| Lot Size | 0.098 acres (4,312 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jul 2011) |
| Tax Bill | $3,852 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Mar 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-26-490-086-0 |
| Primary APN | 12-26-490-086-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,170 sqft Living Area |
| 2nd Floor Area | 1,010 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 4,312 sqft (0.098 acres) |
| Garage Type | Attached |
| Garage Area | 356 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 1133113 |
|---|---|
| Old Parcel Number | 1226490086 |
| Street Address | 3548 RYDAL LN |
| City | MASON |
| State | OH |
| Zip | 45040-7264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORNGATE/WIND.RP #21-C |
| Legal Range | 03 |
| Legal Township | 04 |
| Legal Section | 26 |
| Legal Subdivision | THORNGATE/WIND.RP |
| Legal Block | 490 |
| Legal Lot Number | 21-C |
| Jurisdiction | WARREN OH |
| Township / Civil Division | MASON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 31905 |
3548 Rydal Ln is owned and occupied by an individual who acquired it in June 2018.
Source: Warren County records, as of February 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3548 RYDAL LN, MASON, OH 45040-7264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 11, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2011 · Amount on File |
| Deed Sale | Jul 8, 2011 · Amount on File |
| Prior Sale | Jul 8, 2011 · Amount on File |
| Deed Document Number | 0053420184 |
| Last Transfer Date | Jun 11, 2018 |
| Transfer Doc | 0000016138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3548 RYDAL LN, MASON, OH 45040-7264 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3548 RYDAL LN, MASON, OH 45040-7264 |
| Document Number | 0000054846 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021-054846 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3548 RYDAL LN, MASON, OH 45040-7264 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0000009471 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021-009471 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3548 RYDAL LN, MASON, OH 45040-7264 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0000009163 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-009163 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3548 RYDAL LN, MASON, OH 45040-7264 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 2021009471 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021-009471 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3548 RYDAL LN, MASON, OH 45040-7264 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 2021009163 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-009163 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3548 RYDAL LN, MASON, OH 45040-7264 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 2021009163 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-009163 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 11, 2018 |
| Property Address | 3548 RYDAL LN, MASON, OH 45040-7264 |
| Document Number | 0000016138 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 16138 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3548 RYDAL LN MASON OH 450407264, MASON, OH 45040-7264 |
The 2025 property tax bill for 3548 Rydal Ln was $3,852.
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| Municipality | Mason City |
| Unified School District | Mason City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,852.00 | $95,386 Land $28,000 Building $67,386 | $272,530 Land $80,000 Building $192,530 |
| 2023 | $3,492.00 (+1.31%) Homeowner's exemption | $72,695 (-) Land $12,915 Building $59,780 | |
| 2022 | $3,447.00 Homeowner's exemption | $72,695 Land $12,915 Building $59,780 | $207,700 (-) Land $36,900 Building $170,800 |
| 2021 | $207,700 Land $36,900 Building $170,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3548 Rydal Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3548 Rydal Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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