3546 Rydal Ln, Mason, OH 45040 Property Records

Warren County property record for 3546 Rydal Ln, Mason, OH 45040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,432 sqft · built 2001
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on File
Last Sale	$291,000 (Aug 2022)
Tax Bill	$3,950 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-26-490-087-0`

Property Details

APN / Parcel Number

Primary APN	`12-26-490-087-0`
Alternative APNs	`1226490087` `1133114`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,432 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	1,432 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,793 sqft (0.133 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1133114
Street Address	3546 RYDAL LN
City	MASON
State	OH
Zip	45040-7264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORNGATE/WIND.RP LOT 21-D
Legal Subdivision	THORNGATE/WIND.RP
Legal Block	114
Legal Lot Number	21-D
Jurisdiction	WARREN OH
Township / Civil Division	MASON
Census Block Group	1
Census Block	1002
Census Tract	31905

Owner

3546 Rydal Ln is owned and occupied by an individual who bought it in August 2022.

Source: Warren County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3546 RYDAL LN, MASON, OH 45040-7264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Oct 31, 2005 · Amount on File
Deed Document Number	202227137
Prior Transfer Date	Dec 13, 2012
Prior Transfer Doc	0057410589
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 24, 2022
Property Address	3546 RYDAL LN, MASON, OH 45040-7264
Document Number	0000027137
Map Reference	MB 54 PG 40&41
Instrument Date	Aug 18, 2022
Instrument	2022-027137
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3546 RYDAL LN, MASON, OH 45040-7264

Mortgage

Document Number	0000027138
Date	Aug 24, 2022
Instrument	2022-027138

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 3546 Rydal Ln was $3,950, down 0.5% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
Municipality	Mason City
Unified School District	Mason City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,950.00 (-0.5%)	$97,830 Land $28,000 Building $69,830	$279,510 Land $80,000 Building $199,510
2024	$3,970.00 (+10.52%)
2023	$3,592.00 (+1.3%) Homeowner's exemption	$74,778 (-) Land $12,915 Building $61,863
2022	$3,546.00 Homeowner's exemption	$74,778 Land $12,915 Building $61,863	$213,650 (-) Land $36,900 Building $176,750
2021			$213,650 Land $36,900 Building $176,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3546 Rydal Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3546 Rydal Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20