3548 FM 902, Gainesville, TX 76240 Property Records

Cooke County property record for 3548 FM 902, Gainesville, TX 76240

Property Summary

Property TypeRural Home
Details3 bd · 3.5 ba · 3,063 sqft · built 2022
Lot Size67.7 acres (2,949,448 sqft)
Owner2 Individual Names on File
Tax Bill$22,667 (2026)
Deeds & MortgagesSep 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN0474-007-00000

Property Details

APN / Parcel Number

Primary APN0474-007-00000
Alternative APN
  • 67840

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,063 sqft Living Area
1st Floor Area3,063 sqft
2nd Floor Area2,391 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area2,949,448 sqft (67.7 acres)
Garage Area1,474 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Deck Area218 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0474-007-00000
Street Address3548 FM 902
CityGAINESVILLE
StateTX
Zip76240-7703
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionHAWKINS CW 0474 ACRES 67.71
Legal SubdivisionHAWKINS CW
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE SOUTHEAST
Census Block Group2
Census Block2012
Census Tract702

Owner

3548 FM 902, a rural home, is owned and occupied by two individuals.

Source: Cooke County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3548 FM 902, GAINESVILLE, TX 76240-7703
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address3548 FM 902, GAINESVILLE, TX 76240-7703
Transaction TypeMortgage
Record UpdatedNov 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3548 FM 902, GAINESVILLE, TX 76240-7703

Mortgage

Document Number002605/511
DateSep 28, 2023
Book Page2605/511
Instrument2023-6546
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3548 FM 902 was $22,667 with a homeowner's exemption, up 6.1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictValley View Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,667.00 (+6.14%) Homeowner's exemption$1,553,584 (-0.02%)$2,482,988 (-) Land $980,940 Building $1,502,048
2025$21,356.00 (+0.13%) Homeowner's exemption$1,553,851 Land $51,803 Building $1,502,048$2,482,988 Land $980,940 Building $1,502,048
2024$21,328.00
2023$1,107,344 Land $33,416 Building $1,073,928$1,842,462 Land $768,534 Building $1,073,928
2022$136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3548 FM 902 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3548 FM 902 is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 72% of Texas
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOODBINE SPECIAL UTILITY DISTRICT
serves 8,151 people · EPA ID TX0490018
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
ElektraFi
Fixed Wireless
100 / 20

Nearby Properties on FM 902

Nearby Streets

Search Property Records by Address or Parcel Number