Albany County and Guilderland Town property record for 3547 E Lydius St, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1966 |
| Square Footage | 1,298 sqft Living Area |
| Lot Size | 30,000 sqft (0.688 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $182,000 (2005) |
| Tax Bill | $6,078.00 (2025) |
| Primary APN | 013089 28.00-2-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,298 sqft Living Area |
| 1st Floor | 1,298 sqft 1st Floor |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 30,000 sqft (0.688 acres) |
| Depth X Width | 150 ft x 200 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Shed | 1 Shed |
| Porch | 1 Porch |
| Porch Area | 150 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 02800000020060000000 |
|---|---|
| Street Address | 3547 E LYDIUS ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3552 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3547 LYDIUS ST |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 2 |
| Census Block | 2032 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records · APN 013089 28.00-2-6
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3547 E LYDIUS ST, SCHENECTADY, NY 12303-3552 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 14, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Jul 12, 2021 | Warranty Deed, Transfer |
| Sep 30, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 12, 2005 · Amount on Record |
| Deed Sale | Jan 12, 2005 · Amount on Record |
| Prior Sale | May 18, 1995 · Amount on Record |
| Deed Doc Number | 20059400748 |
| Deed Book / Page | 2790 / 20 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3547 E LYDIUS ST, SCHENECTADY, NY 12303-3552 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3547 E LYDIUS ST, SCHENECTADY, NY 12303-3552 |
| Document Number | 0000000081 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | R2023-7081 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3547 E LYDIUS ST, SCHENECTADY, NY 12303-3552 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3547 E LYDIUS ST, SCHENECTADY, NY 12303-3552 |
| Document Number | 0000004322 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | R2022-04322 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 12, 2021 |
| Property Address | 3547 E LYDIUS ST, SCHENECTADY, NY 12303-3552 |
| Document Number | 0000000577 |
| Map Reference | MAP 940 |
| Instrument Date | Jun 25, 2021 |
| Instrument | R2021-20577 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $944.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63 KENT ST, ALBANY, NY 12206-2105 |
| Name | Verified Name |
|---|---|
| Address | 3547 E LYDIUS ST, SCHENECTADY, NY 12303-3552 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3547 E LYDIUS ST, SCHENECTADY, NY 12303-3552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020540 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | R2019-20540 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,078.00 (+23.49%) | $227,000 (-) Land $45,000 Building $182,000 | $302,667 (+13.33%) Land $60,000 Building $242,667 |
| 2023 | $227,000 (-) Land $45,000 Building $182,000 | $267,059 (+7.06%) Land $52,941 Building $214,118 | |
| 2022 | $227,000 Land $45,000 Building $182,000 | $249,451 Land $49,451 Building $200,000 | |
| 2021 | $4,922.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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