3547 Sandra Ln, Saugatuck, MI 49453 Property Records

Allegan County property record for 3547 Sandra Ln, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 1988
Lot Size	0.565 acres (24,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Oct 2021)
Tax Bill	$4,532 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-180-023-00`

Property Details

APN / Parcel Number

Primary APN	`20-180-023-00`
Alternative APN	`03-20-180-023-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,824 sqft Living Area
1st Floor Area	940 sqft
Basement Area	940 sqft
Unfinished Basement	761 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Lot Area	24,611 sqft (0.565 acres)
Lot Dimensions	200 ft deep x 123 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3547 SANDRA LN
City	SAUGATUCK
State	MI
Zip	49453-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 23 HERHAHN SUBDIVISION SEC 3 T3N R16W.
Legal Range	16W
Legal Township	03N
Legal Section	03
Legal Subdivision	HERHAHN
Legal Lot Number	23
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2003
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3547 SANDRA LN, SAUGATUCK, MI 49453-9624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 3, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Sep 3, 2019 · Amount on Record
Deed Book / Page	4685 / 273
Prior Transfer Date	Mar 8, 2004
Prior Transfer Doc	2654000919
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 19, 2021
Property Address	3547 SANDRA LN, SAUGATUCK, MI 49453-9624
Document Number	004685/273
Book / Page	4685 / 273
Map Reference	LB 10 PG 54
Instrument Date	Oct 19, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3547 SANDRA LN, 3547, SAUGATUCK, MI 49453-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 N 110TH ST, WAUWATOSA, WI 53222-1102

Mortgage

Document Number	0004685276
Date	Oct 19, 2021
Instrument	4685/276

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 3, 2019
Property Address	3547 SANDRA LN, SAUGATUCK, MI 49453-9624
Document Number	004376/683
Book / Page	4376 / 683
Map Reference	LB 10 PG 54
Instrument Date	Aug 26, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,395.09
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3547 SANDRA LN, 3547, SAUGATUCK, MI 49453-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6969 NORTHLAND DR NE, ROCKFORD, MI 49341-9603

Mortgage

Document Number	0004376686
Date	Sep 3, 2019
Instrument	4376/686

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,800 (+10.26%) Land $38,700 Building $174,100	$425,600 (+10.26%) Land $77,400 Building $348,200
2025	$4,532.00 (+4.74%) Homeowner's exemption	$193,000 (+39.55%) Land $33,800 Building $159,200	$386,000 (+39.55%) Land $67,600 Building $318,400
2024	$4,327.00
2023		$138,300 Land $17,500 Building $120,800	$276,600 Land $35,000 Building $241,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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