3541 Sandra Ln, Saugatuck, MI 49453 Property Records

Allegan County property record for 3541 Sandra Ln, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,088 sqft · built 1991
Lot Size	0.459 acres (19,994 sqft)
Owner	Company Name on Record
Last Sale	$168,000 (Jan 2015)
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-180-026-00`

Property Details

APN / Parcel Number

Primary APN	`20-180-026-00`
Alternative APN	`03-20-180-026-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Foundation Type	Raised
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3541 SANDRA LN
City	SAUGATUCK
State	MI
Zip	49453-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 26 HERHAHN SUBDIVISION SEC 3 T3N R16W.
Legal Range	16W
Legal Township	03N
Legal Section	03
Legal Subdivision	HERHAHN
Legal Lot Number	26
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2003
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3541 SANDRA LN, SAUGATUCK, MI 49453-9624
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Intrafamily Transfer, Transfer
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK
Jul 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage WEST MICHIGAN COMMUNITY BANK
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage WEST MICHIGAN POSTAL SERVICE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2015 · Amount on Record
Deed Sale	Jan 21, 2015 · Amount on Record
Deed Book / Page	3898 / 154
Last Transfer Date	Dec 20, 2023
Transfer Doc	004910/631
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Dec 21, 2023
Property Address	3541 SANDRA LN, SAUGATUCK, MI 49453-9624
Document Number	004910/631
Book / Page	4910 / 631
Map Reference	LB 10 PG 54
Instrument Date	Dec 20, 2023
Instrument	2023018636
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 SANDRA LN, SAUGATUCK, MI 49453-9624

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3541 SANDRA LN, SAUGATUCK, MI 49453-9624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4483/727
Date	Jul 15, 2020
Book Page	4483/727

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank
Address	HUDSONVILLE, MI 49426

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3541 SANDRA LN, SAUGATUCK, MI 49453-9624
Transaction Type	Mortgage
Record Updated	Aug 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4262/874
Date	Jul 13, 2018
Book Page	4262/874

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank
Address	HUDSONVILLE, MI 49426

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3541 SANDRA LN, SAUGATUCK, MI 49453-9624
Transaction Type	Mortgage
Record Updated	Mar 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4227/648
Date	Mar 12, 2018
Book Page	4227/648

Lender

Name	WEST MICHIGAN POSTAL SERVICE FCU
Type	Credit Union
Address	HUDSONVILLE, MI 49426

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,900 (+10.08%) Land $31,500 Building $157,400	$377,800 (+10.08%) Land $63,000 Building $314,800
2025	$4,033.00 (+4.73%) Homeowner's exemption	$171,600 (+39.63%) Land $27,500 Building $144,100	$343,200 (+39.63%) Land $55,000 Building $288,200
2024	$3,851.00
2023		$122,900 Land $20,000 Building $102,900	$245,800 Land $40,000 Building $205,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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