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3546 Kawkawlin River Dr, Bay City, MI 48706 Property Records

Bay County property record for 3546 Kawkawlin River Dr, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,610 sqft
Lot Size2.83 acres (123,275 sqft)
OwnerTrust Name on File
Last Sale$155,000 (Feb 2019)
Tax Bill$257 (2026)
Deeds & MortgagesSep 2020 Transfer
Feb 2019 Sale
Flood ZoneZone X (minimal risk)
APN010-005-300-020-00

Property Details

APN / Parcel Number

Primary APN010-005-300-020-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,610 sqft Living Area
1st Floor Area1,610 sqft
Basement Area956 sqft

Exterior

Architectural StyleRanch
Lot Area123,275 sqft (2.83 acres)
Lot Dimensions474 ft deep x 260 ft wide
Garage Area1,558 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3546 KAWKAWLIN RIVER DR
CityBAY CITY
StateMI
Zip48706-1728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCOM 1536.4 FT N & 481 FT E OF SW COR OF SEC TH S 474 FT TH E 260 FT TH N 474 FT TH W 260 FT TO BEG. SEC 5 T14N R5E
Legal Range05E
Legal Township14N
Legal Section05
JurisdictionBAY MI
Township / Civil DivisionBANGOR
Census Block Group3
Census Block3004
Census Tract285900

Owner

3546 Kawkawlin River Dr is owner-occupied and held in a trust since September 2020.

Source: Bay County records, as of May 18, 2026

Owner of RecordTrust Name on File
Mailing Address3546 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1728
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 7, 2019Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2019 · Amount on File
Deed SaleFeb 7, 2019 · Amount on File
Prior SaleJun 15, 1998
Deed Document Number20191454
Last Transfer DateSep 1, 2020
Transfer Doc0000012751
Record UpdatedOct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateSep 11, 2020
Property Address3546 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1728
Document Number0000012751
Instrument DateSep 1, 2020
Instrument12751
Transaction TypeTransfer
Record UpdatedFeb 4, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3546 KAWKAWLIN RIVER DR BAY CITY MI 487061728, BAY CITY, MI 48706-1728

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBAY MI
Recording DateFeb 7, 2019
Property Address3546 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1728
Document Number0000001454
Instrument DateFeb 5, 2019
Instrument1454
Transaction TypeTransfer
Record UpdatedApr 17, 2019
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$1,333.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3546 KAWKAWLIN RIVER DR BAY CITY MI 487061728, BAY CITY, MI 48706-1728

Tax Assessment & Valuation

The 2026 property tax bill for 3546 Kawkawlin River Dr was $257 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionBangor Charter Township
Unified School DistrictBangor Township Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$257.00 Homeowner's exemption$161,800 (+3.02%)$323,600 (+3.02%)
2025$157,050$314,100
2024$243.00
2022$195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3546 Kawkawlin River Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1979–2017)
Claims Outside the SFHA5 of 11
Most Recent ClaimJun 2017 · Severe Storms And Flooding
Claims by Event
  • Severe Storms & Flooding, Oct 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3546 Kawkawlin River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: AT&T.

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