Bay County property record for 3530 Kawkawlin River Dr, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,228 sqft · built 1938 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,469 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-005-300-015-00 |
| Primary APN | 010-005-300-015-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,228 sqft Living Area |
| 1st Floor Area | 1,228 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Ranch |
| Lot Area | 47,480 sqft (1.09 acres) |
| Lot Dimensions | 474 ft deep x 100 ft wide |
| Garage Area | 1,396 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3530 KAWKAWLIN RIVER DR |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | COM 1536.4 FT N & 381 FT E FR SW COR OF SEC, TH N 474 FT, TH E 100 FT, TH S 474 FT, TH W 100 FT TO BEG. PART OF LOT 5, SEC 5 |
| Legal Range | 05E |
| Legal Township | 14N |
| Legal Section | 05 |
| Legal Lot Number | 5 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BANGOR |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 285900 |
3530 Kawkawlin River Dr is owner-occupied and held in a trust since January 2007.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3530 KAWKAWLIN RIVER DR, BAY CITY, MI 48706-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2007 |
| Transfer Doc | 0025100194 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 3530 Kawkawlin River Dr was $2,469 with a homeowner's exemption, up 78.8% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Bangor Charter Township |
| Unified School District | Bangor Township Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,469.00 (+78.78%) Homeowner's exemption | $97,450 (+4.78%) | $194,900 (+4.78%) |
| 2025 | $1,381.00 Homeowner's exemption | $93,000 | $186,000 |
| 2023 | $73,900 | $147,800 | |
| 2022 | $2,035.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3530 Kawkawlin River Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (1979–2017) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Jun 2017 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3530 Kawkawlin River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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