3545 Paseo de Francisco, Unit 231, Oceanside, CA 92056 Property Records

San Diego County property record for 3545 Paseo de Francisco, Unit 231, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,093 sqft · built 1989
Lot Size	19.5 acres (850,673 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Jul 2025)
Tax Bill	$4,599 (2025)
Deeds & Mortgages	May 2024 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-362-27-17`

Property Details

APN / Parcel Number

Primary APN	`165-362-27-17`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,093 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Lot Area	850,673 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3545 PASEO DE FRANCISCO, 231
City	OCEANSIDE
State	CA
Zip	92056-4174
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 11 US231PER DOC04-1086579&UND INT IN COMMON AREA LOT 1 THRU TR 011743
Legal Subdivision	VISTA WAY VILLAGE
Legal Tract	011743
Legal Block	2
Legal Lot Number	11,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18517

Owner

3545 Paseo de Francisco, Unit 231 is owned by an individual who bought it in July 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	25971 JOVE CT, MISSION VIEJO, CA 92691-4729
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2024	Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Mar 6, 2020	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Mar 6, 2020 · Amount on File
Deed Document Number	2025206474
Prior Transfer Date	Jun 27, 2006
Prior Transfer Doc	0000648118
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3545 PASEO DE FRANCISCO UNIT 231, 231, OCEANSIDE, CA 92056-4174
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121483
Date	May 14, 2024
Instrument	2024-0121483

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10018

Agreement

Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3545 PASEO DE FRANCISCO UNIT 231, 231, OCEANSIDE, CA 92056-4174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 PASEO DE FRANCISCO 231, 231, OCEANSIDE, CA 92056-4174

Mortgage

Document Number	0000816823
Date	Dec 18, 2020
Instrument	2020-0816823

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2020
Property Address	3545 PASEO DE FRANCISCO UNIT 231, 231, OCEANSIDE, CA 92056-4174
Document Number	0000117874
Instrument Date	Feb 21, 2020
Instrument	117874
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 PASEO DE FRANCISCO #231 OCEANSIDE CA 920564174, 231, OCEANSIDE, CA 92056-4174

Mortgage

Document Number	117875
Date	Mar 6, 2020
Instrument	117875

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Paseo de Francisco, Unit 231 was $4,599.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,000 (+40.8%) Land $413,787 Building $171,213
2025	$4,599.00 Homeowner's exemption	$415,470 Land $293,874 Building $121,596
2023	$4,370.00 (+1.58%) Homeowner's exemption	$399,338 Land $282,463 Building $116,875
2022	$4,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3545 Paseo de Francisco, Unit 231 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3545 Paseo de Francisco, Unit 231 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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