3545 Mac Duff Cir, Billings, MT 59101 Property Records

Yellowstone County property record for 3545 Mac Duff Cir, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,046 sqft · built 1984
Lot Size	0.706 acres (30,762 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,457 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000C111890`

Property Details

APN / Parcel Number

Primary APN	`000C111890`
Alternative APNs	`03-0927-27-3-02-13-0000` `R0350712` `C111890` `C11189`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,046 sqft Living Area
Gross Area	4,402 sqft
1st Floor Area	2,246 sqft
Basement Area	2,156 sqft
Finished Basement	1,800 sqft
Unfinished Basement	356 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	30,762 sqft (0.706 acres)
View / Lot	Golf Course
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	231 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3545 MAC DUFF CIR
City	BILLINGS
State	MT
Zip	59101-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIARWOOD SUBD 1ST FILING, S27, T01 S, R26 E, BLOCK 2, LOT 4 - 5, (99)
Legal Range	26E
Legal Township	01S
Legal Section	27
Legal Subdivision	BRIARWOOD SUBD 1ST FILING
Legal Block	2
Legal Lot Number	4-5
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	SOUTH YELLOWSTONE
Census Block Group	3
Census Block	3017
Census Tract	940001

Owner

3545 Mac Duff Cir is owned and occupied by two individuals who acquired it in December 2007.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3545 MAC DUFF CIR, BILLINGS, MT 59101-9135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit BILLINGS FEDERAL CREDIT UNION
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit BILLINGS FCU
Oct 22, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2007
Deed Sale	Dec 11, 2007
Prior Sale	Aug 10, 2005 · Amount on File
Deed Document Number	20073448210
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 31, 2026
Property Address	3545 MAC DUFF CIR, BILLINGS, MT 59101-9135
Document Number	0004140630
Instrument Date	Jun 16, 2026
Instrument	20264140630
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 MAC DUFF CIR, BILLINGS, MT 59101-9135

Mortgage

Document Number	0004140630,
Date	Jul 31, 2026
Instrument	20264140630

Lender

Name	BILLINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3545 MAC DUFF CIR, BILLINGS, MT 59101-9135
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004059193
Date	Sep 29, 2023
Instrument	4059193

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3545 MAC DUFF CIR, BILLINGS, MT 59101-9135
Document Number	0003866912
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3545 MAC DUFF CIR BILLINGS MT 591019135, BILLINGS, MT 59101-9135

Mortgage

Document Number	0003866912
Date	Oct 30, 2018
Instrument	3866912

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 29, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Mac Duff Cir was $4,457, down 15.1% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Secondary School District	Billings High School District (09 - 12)
Elementary School District	Blue Creek Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,700 (-) Land $96,572 Building $529,128	$625,700 (-) Land $96,572 Building $529,128
2025	$4,457.00 (-15.09%)	$625,700 Land $96,572 Building $529,128	$625,700 Land $96,572 Building $529,128
2024	$5,249.00 (+15.11%)
2023	$4,560.00	$565,500	$565,500 Land $187,851 Building $377,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Mac Duff Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2008–2011)
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Mac Duff Cir is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 46% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

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