3545 Kroger Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 3545 Kroger Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,290 sqft · built 1907
Lot Size	0.132 acres (5,750 sqft)
Owner	Company Name on File
Last Sale	$231,500 (Oct 2013)
Tax Bill	$6,506 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`025-0003-0047-00`

Property Details

APN / Parcel Number

Primary APN	`025-0003-0047-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,290 sqft Living Area
Gross Area	3,165 sqft
1st Floor Area	995 sqft
2nd Floor Area	875 sqft
Attic	Attic
Attic Area	420 sqft
Basement Area	875 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	180 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	126 sqft
Deck Area	Deck Area
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3545 KROGER AVE
City	CINCINNATI
State	OH
Zip	45226-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	3545 KROGER AVE 50 X 115 LOT 4 GEO W TOTTEN SUB
Legal Subdivision	TOTTEN SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3007
Census Tract	4703

Owner

3545 Kroger Ave is owned by a company that bought it in October 2013.

Source: Hamilton County records, as of January 22, 2026

Owner of Record	Company Name on File
Mailing Address	3545 KROGER AVE, CINCINNATI, OH 45226-1927
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 5, 2024	Deed of Trust, Mortgage SUPERIOR CU
Dec 29, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2013 · Amount on File
Deed Sale	Oct 10, 2013 · Amount on File
Prior Sale	Mar 11, 2010 · Amount on File
Deed Document Number	2013140461
Deed Book / Page	12437 / 1736
Prior Transfer Date	Jan 23, 2009
Prior Transfer Doc	0000000084
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3545 KROGER AVE, CINCINNATI, OH 45226-1927
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011588
Date	Feb 22, 2024
Book Page	15108/228
Instrument	2024-0011588

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	4230 ELIDA RD, LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Feb 9, 2031

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3545 KROGER AVE, CINCINNATI, OH 45226-1927
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141102
Date	Nov 23, 2021
Book Page	14550/391
Instrument	2021-0141102

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3545 KROGER AVE, CINCINNATI, OH 45226-1927
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086783
Date	Dec 5, 2024
Book Page	15306/3348
Instrument	2024-0086783

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount on Record
Term	143 Months
Due	Nov 25, 2036

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 29, 2025
Property Address	3545 KROGER AVE, CINCINNATI, OH 45226-1927
Document Number	0000101095
Book / Page	15571 / 814
Map Reference	MB 6 PG 130
Instrument Date	Dec 15, 2025
Instrument	2025-0101095
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 KROGER AVE, CINCINNATI, OH 45226-1927

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3545 KROGER AVE, CINCINNATI, OH 45226-1927
Document Number	0000039150
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3545 KROGER AVE CINCINNATI OH 452261927, CINCINNATI, OH 45226-1927

Mortgage

Document Number	0000039150
Date	Apr 28, 2020
Book Page	014156/002380
Instrument	39150

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 27, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Kroger Ave was $6,506, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,506.00 (+3.06%)	$105,561 (+%) Land $44,307 Building $61,254	$301,600 Land $126,590 Building $175,010
2024	$6,313.00 (-2.15%)	$105,559 (-) Land $44,306 Building $61,253
2023	$6,452.00 (-5.71%)	$105,559 (+5.04%) Land $44,306 Building $61,253	$301,600 Land $126,590 Building $175,010
2022	$6,843.00 Homeowner's exemption	$100,496 Land $42,014 Building $58,482
2020			$287,130 Land $120,040 Building $167,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3545 Kroger Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Kroger Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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