3533 Kroger Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 3533 Kroger Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,469 sqft · built 1924
Lot Size	0.11 acres (4,835 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Oct 2019)
Tax Bill	$6,899 (2025)
Deeds & Mortgages	May 2018 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`025-0003-0044-00`

Property Details

APN / Parcel Number

Primary APN	`025-0003-0044-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,469 sqft Living Area
1st Floor Area	796 sqft
2nd Floor Area	673 sqft
Upper Floors Area	520 sqft
Basement Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,835 sqft (0.11 acres)
Lot Dimensions	115 ft deep x 166 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	182 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3533 KROGER AVE
City	CINCINNATI
State	OH
Zip	45226-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3533 KROGER AV 49.84 X 115 IRR LOT 1 GEO TOTTEN SUB
Legal Subdivision	GEO TOTTEN SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3007
Census Tract	4703

Owner

3533 Kroger Ave is owned and occupied by an individual who bought it in October 2019.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3533 KROGER AVE, CINCINNATI, OH 45226-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY SAVINGS BANK
May 27, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Oct 29, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Prior Sale	Mar 27, 2007 · Amount on File
Deed Document Number	2019-0093887
Deed Book / Page	14033 / 00112
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3533 KROGER AVE, CINCINNATI, OH 45226-1927
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004931
Date	May 25, 2018
Instrument	18-0044931

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank
Address	BETHEL, OH 45106

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3533 KROGER AVE, CINCINNATI, OH 45226-1927
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053417
Date	May 27, 2022
Book Page	14677/723
Instrument	2022-0053417

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	239 Months
Due	Apr 1, 2042

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 29, 2019
Property Address	3533 KROGER AVE, CINCINNATI, OH 45226-1927
Document Number	0000093887
Book / Page	14033 / 00112
Map Reference	MB 6 PG 130
Instrument Date	Oct 25, 2019
Instrument	2019-0093887
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3533 KROGER AVE, CINCINNATI, OH 45226-1927

Mortgage

Document Number	0000093888
Date	Oct 29, 2019
Instrument	2019-0093888

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3533 Kroger Ave was $6,899, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,899.00 (+3.12%)	$111,430 (-) Land $38,105 Building $73,325
2024	$6,690.00 (-2.21%)	$111,430 (-) Land $38,105 Building $73,325
2023	$6,841.00 (-6.31%)	$111,430 (+4.38%) Land $38,105 Building $73,325	$318,370 Land $108,870 Building $209,500
2022	$7,302.00 Homeowner's exemption	$106,750 Land $36,134 Building $70,616
2020			$305,000 Land $103,240 Building $201,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3533 Kroger Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3533 Kroger Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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